Whether you just started your career or are already retired, it is essential that you have an understanding of your current and future financial freedom. The hard part can be figuring out what exactly you should be thinking about and how to build your strategy at your point in your career. This is challenging because everybody's situation is different in some way. My goal is to help give the groundwork for your retirement planning. This information is the basics and we plan on indulging a bit deeper on these and other subjects later. For now I will give some general information that can be helpful from the beginning of your career to the midst of your retirement years. Look at where you are, determine your goals, and make a plan that fits.

The headers below link to their respective page holding the information that I thought to be most fitting for the particular phase of one's career. However some information is useful in any phase. I also added the basic TSP investment allocations that are typical for a investor at each phase of his or her career.


Early Career

• Setting up your TSP
• What type of TSP is best for you (Traditional/ Roth)
• Basics to investing
• Handling debt

Mid-Career

• Revisiting Retirement Goals
• Investing

Late Career

• Catching Up
• Healthcare
• Investing

Retirement

• Withdrawals
• Required Minimum Distributions
• Social Security Benefits
• Taxes on Social Security Benefits

Thomas A Crowley

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