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  • Frequently Asked Questions
    Table of Contents
    1. Can you send me form...?
    2. How do I make an interfund transfer?
    3. How do I get on the TSP Talk email alert list?
    4. Who runs TSP Talk.com?
    5. When you make an interfund transfer, do you also change your contributions?
    6. When is the deadline for making a transfer?
    7. Thrift Savings Plan...How Do I...?
    8. Why doesn't the change in the I Fund share price always correspond to the EAFE Index which it tracks?
    Can you send me form... ?
    Sorry.  I am not tsp.gov!  I don't have any forms, 1099's, account information, loan or withdrawal status.  I only talk about allocating your TSP funds.  Try www.tsp.gov for that type of information. 
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    How do I make an interfund transfer ?

    Click here --> How to Make an Interfund Transfer.
    You can also make a transfer using the Thrift Line.  The number is (504)255-8777.  You will need a PIN to access your account.

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    How do I get on the TSP Talk email alert list?

    The sign up form is in the top right corner of every page.

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    Who is runs TSP Talk.com?

    TSP Talk.com is run by me.  I am a government employee of 20+ years and a TSP participant. My background and current position is in computer programming.  I created this site in my spare time and I am in no way affiliated with the Thrift Saving Plan itself.  

    At one time I had my series 6 and series 63 securities licenses as well as a life insurance license. These licenses entitled me to to sell mutual funds, life insurance and variable annuities.  While I like the idea of helping people with their personal finances, I did not like the idea of making big commissions luring investors into a  mutual fund or expensive annuity when I knew they could get the same type of products on their own without a commission.  So, I decided to discontinue my pursuit of a career in the financial world but I still enjoyed managing my own finances.  Creating this site allows me to help others again without draining their pockets.  For more information, go to the About Us page. 

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    When you make an interfund transfer, do you also change your contributions?

    I usually only do an interfund transfer.  When you do an interfund transfer, your total balance gets moved at that point.  If you haven't made a transfer in a month or more and your contribution allocation is different than your current allocation, you might go in and do another transfer to get those new contributions into your desired allocation.  If you were to do just one, I would do the interfund transfer.  But you could just as easily do both. 
     
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    When is the deadline for making a transfer ?

    If you want to make a fund transfer, the deadline each day is 12 noon EST.  If you complete the transaction before noon EST your new allocation will begin the next morning.  If you miss the 12 noon EST deadline your money will be moved the following day.  To have a transaction effective on a Monday, you must meet the deadline on Friday at noon. 

    Per TSP.gov website...

    When will you see the effect of an interfund transfer on
    your account? It depends.

    Requests made before 12:00 noon eastern time on a
    business day will generally be processed that night using
    the share prices for that day. The result can be viewed
    online the next day.

    Requests made at 12:00 noon or later eastern time will
    ordinarily be processed the next business day using that
    day’s share prices. The transfer will be reflected in your
    account the day after it is processed. For example, requests
    made late Friday will be processed Monday night using
    Monday’s share prices, and will be reflected in your
    account online on Tuesday.

     

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    Thrift Savings Plan...How Do I...?

    If you have specific questions regarding the Thrift Savings Plan or your TSP account, you can find all your answers on the TSP.gov home page.  Their number is (504)255-8777.

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    Why doesn't the change in the I Fund share price always correspond to the EAFE Index which it tracks?

    Participants have asked why, on some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days.

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    by any person upon any such information or opinions. Such information and opinions are subject to change without notice and are for general information only.
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