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TSP Talk Reader Comments and Testimonials
 
TSP Talk Reader's Comments and Testimonials

"Keep up the good work, your web site is an extremely valuable resource for us Feds."
-- JM

"Thanks for all you do. I have learned a lot from you and the site... you are a visionary for putting this all together the way you have! Congrats."
-- 06savefor2012

"I appreciate everything you do Tom. I've made a lot of money following your advice over the years. I owe a great deal of my financial success and being able to retire at 56 to that advice."
-- RC

"I started reading your Market Commentary about 3 or 4 months ago. Since then, I’ve gotten a number of fellow employees interested as well. I’m sure you hear this often, but not enough, thank you for the time and effort you put in to the site and the commentary. I think your reasoning is sound and y
-- Andrew

"I don't know if I mentioned this before, but Thank You for this website and for keeping it up and running. It has been very beneficial to me since I started using it. I am still surprised at how simple, yet accurate, the [TSP Talk Plus System] is."
-- Ken

"Thanks much for the daily Market Commentary! I make sure to browse it every day, its really been illuminating to see how the various indicators and seasonality come together on a daily basis."
-- Tom

"Hey Tom, just wanted to add my name to the list to say thank you. I refer daily to your commentary and find it superbly informative."
-- Charles

"I love reading what u have to say. I appreciate the plain English. I read a quote once about "if a person really knows what they are talking about, they can put it in plain English." I believe it. Keep up the good work."
-- PG

"Thanks for acknowledging your readers and encouraging a “full duplex” commentary. I’ve written you maybe just once before. I read your analysis every day and particularly appreciate the comments such as, “Aaah, who am I kidding.” I’m not sure how I feel about “technical analysis”, but I apprecia
-- Daniel

"Tom, thank you so much for putting your time into this web site! I would have no confidence and be far too cautious had I not started learning from this website!"
-- Craig

"I cannot thank you enough for being able to join - the growth to my been TSP account has been amazing and retirement will be really terrific."
-- Cris

"I really appreciate all the guidance you provide me within the TSP Talk Plus subscription. You've taught me so much! No matter what the market brings, you've always got a fan and supporter in me. Cheers!"
-- WFB Jr

"Thanks for acknowledging your readers and encouraging a “full duplex” commentary. I’ve written you maybe just once before. I read your analysis every day and particularly appreciate the comments such as, “Aaah, who am I kidding.” I’m not sure how I feel about “technical analysis”, but I apprecia
-- Daniel

"...thanks for your website. you provide a valuable and enlightening service."
-- Jim M

"I appreciate everything that you do. I enjoy your commentary and suggestions. You do a great job of keeping us informed."
-- Kieran

"I really appreciate your sight. It is very helpful. I will continue to pass it on to other TSPers."
-- Russ

"I check your site every day - I'm addicted. Thanks"
-- Jerry

"I want to say that I am thrilled with this “premium” service (Intrepid Timer). I’ve never spent money like this but I already lost thousands from my TSP account this year so the monthly premium is feeling very reasonable right now. I know nothing is guaranteed but at least I’m not casting in the da
-- Jeff

"Thank you for running such an incredible web site, which I found by accident a few years ago. Turned out to be a pot of gold :) Cheers"
-- G

"My co-workers have said you provide a great service and I agree. Your customer service is outstanding. I sincerely appreciate your help and I look forward to more great advise from your site."
-- Alan

"You must eat, drink and sleep with tsp talk. You are always so amazingly quick to respond. I do hope you have a "normal" life. Ha Ha!"
-- Jim

"And let me just say, Everything that my thrift savings accounts is or hopes to be, I owe to you and this incredible resource. I thank you very much"
-- Jeff

"Thank you so much! We really appreciate it. We tell everyone we know who has a TSP plan about your service! :-)"
-- L

"Just so you know. I look forward to your daily commentaries each and every day. I read them and look forward to them. Actually if the truth be known, when you do find time to take a break and get away from it all for a few days, I'm somewhat in denial of making financial decisions without first r
-- Larry

"I've very much appreciated what you guys at TSPTalk have done for me. Have made in excess of 17% each of the last 3 years."
-- DD

"I just want to say that because of TSP Talk its such a joy coming to work everyday. I always look forward to reviewing TSP Talk daily to help me make wise investment decisions. I did fairly well with my retirement fund coming very late into Government service. I invested rather aggressively all th
-- Don

"I'm a real novice at this, and have learned much from this website, and I definitely appreciate the info here."
-- FB

"Oh by the way... my sincere "Thank you". I've followed you and then your premium services for many years. You have helped me to build a VERY nice nest egg to retire on this coming June. I have shown many persons your site and how to follow it. Thank you for your advise and the knowledge (dollars) y
-- Joe S

"Firstly, I want to thank you again for running your website to the benefit of thousands and thousands of Fed employees. Thanks to TSPTalk I was able to retire at a very early age and have been enjoying my retirement to the MAX. Additionally, I have been able to take ample monthly withdrawals and m
-- Keith

"Thank You for all your hard work on TSPTALK.com, you are a fountain of info and have helped me maximize my TSP and IRA returns!! I retired 2/29/12 and continue to beef up my retirement assets.. Thanks again !"
-- Dave

"I just joined the membership for a month but really appreciate your service. From zero knowledge for managing the TSP and I have been learning a lots from your daily report and commentary."
-- Bella

"I retired February 17, 2012, with 33 years of federal service.  I have followed your TSP site since you first put it online.  Thanks to your assistance I managed to grow my TSP account into something well beyond I had ever hoped to achieve.  I will never forget two major accomplishments;  the day I
-- Charles

"I love your web-site. Don't know where I'd be without your commentaries. Thanks again and I am so glad I found your web-site. I highly rely on your information. Your the best!!"
-- Gypsie

"I've been religiously reading your collaborative-based web-site everyday, learning more and more. With the advent of a new baby, and recent marriage, I've turned a new leaf to be much more strategic about tsp, which I have regretfully not in the past. My deepest thanks to you for your leadership
-- Brian

"I want to thank you all for making my TSP a valuable investment, your site is a valuable resource and much needed."
-- George

"I just love the report information. May only understand half of it, but find it very smart for the interpretation of a signal and direction in long term strategy."
-- offroad

"Thank you for this site and all the hard work it must entail. I look forward to your commentary every day. I'm looking forward to a very prosperous 2011."
-- Dutchy

"...I'd also like to say thanks for educating me about the TSP and the stock market. Reading the Market Comments and posts on TSP Talk has really boosted my retirement account, so now I will be able to retire earlier than I had planned."
-- Gary

" I just renewed today. Appreciate what you do for us retired federal employees! I was hooked the day I made over $21000 on a trade with I think it was Trader Fred. My goal is to be in the very top category of the TSP by the time I have to start taking it out. According to FedExec, only about 33
-- MM

"Seeing your post about the change to the tracker rules made me think all over again about how well you manage this huge and very active message board. You handle everything that pops up here so well and so fairly... You really do have a talent for keeping this all under control. Gold star!"
-- forum member

"I always enjoy all your work with TSP Talk and have shown your web site to at least fifty others who all think it greater than sliced bread. KEEP UP the GREAT WORK."
-- Thomas

"Thanks for all you do for us. It takes a lot of your time and considerable effort to put together these updates. I check 'em out every day and find them invaluable."
-- Doug

"Hey guys I just wanted to say Thanks for all good info. Keep the good job n God bless you all!!"
-- Ed

"Thanks for your incite into the workings of the market. Your charts on when to buy and sell are excellent."
-- Richard

"I love this website & the premium services you offer on it. It’s good for us Federal or retired employees to keep an eye on our TSP!"
-- John

"….greatly appreciate your website, do not know where I would be without your TSPTALK services. Keeping watch over the TSP and markets on a daily basis and reading you and IT’s commentary/advice has really truly benefited our family here in Atlanta! It has made a real difference. All the best."
-- Brian

"I always look forward to reading your TSPtalk, thank you for doing this for all of us."
-- Terri

"If you are Tom from TSPTalk, then I want you to know that I read your TSP Talk column every day. I make TSP transfers based on your observations. You make sense and I too am disappointed in TSP decision to limit transfers... To let you know, I am up 6 out of the 7 months this year. Not a big re
-- Rob

"Just a quick note to say thanks for your work here. Your analysis and system have been about as good as anyone could hope for given the market and the events of the year that push the market around. Maybe it is just me, but the market has been tough to navigate this year and it seems that it doesn
-- Gb

"I started reading your Market Commentary about 3 or 4 months ago. Since then, I’ve gotten a number of fellow employees interested as well. I’m sure you hear this often, but not enough, thank you for the time and effort you put in to the site and the commentary. I think your reasoning is sound and y
-- Andrew

"I just wanted to take a minute to say thank you for the time and effort that you put into the daily and weekly market comments. I have been reading TSP for several years, but 2012 (+23.02%) was the first year that I have been reading the comments every day and actively making interfund transfers. T
-- Jerad

"I am intrigued by your system’s performance in tricky times – I think you did very well last year, considering the turmoil at the end."
-- Marie

"Your commentary has been, as always, very helpful to me when making my transfers."
-- Jay

"I enjoy your daily commentaries, and all of the hard work and effort you do for us on the TSP website."
-- Marlene

"Mr. Crowley, You are the best! Thank you so much for the quick response. Now that is service! Best regards"
-- JJ

"I just wanted to tell you that you have done a great thing starting this site. It has turned into a great asset that I have recommended to many people. You have got to take an active interest in your account and this site is the best site for info. Real info. I remember long ago when I was looking
-- sns

"Tom, Thank you actually responding on a Sunday evening. I wasn't expecting an e-mail until tomorrow."
-- Darrin

"I just wanted to say how much I appreciate your daily commentary. I've been reading your commentary everyday for about 2 years and sometimes I just can't wait to see the material you've prepared.... I just think your doing an excellent job and I wanted to say thanks."
-- Chris

"Your Market Commentary has become the first thing I read everyday. That says a lot. Thank you!"
-- DCRanger

"Thanks for these daily commentaries, [they're] excellent."
-- Ric

"I give you high marks for your daily commentary which I look forward to reading each day. By the grace of God and  from your daily commentary, I have been consistently making significant gains all of this year, sometimes between 2% to 4 %, per month."
-- Chris

"...By the way, your plus system performance is way impressive than what was advertised, because you never showed me your EFT performance during introduction for more info! I am glad I am on your yearly plan."
-- James

"Today was the day I broke through to 7 figures. TSP balance is $1,000,577. It took 31 years and 11 months. It would have been a little quicker if I hadn't been retired and drawing from my account since 2014. I have been a daily user of TSPTALK, and while I often diverge from the advice implied i
-- John

"I really appreciate everything you do for us TSP'ers, Tom! Have learned so much from you and hope to continue to do so. Thanks, again, and I hope you have a great weekend! :)"
-- Lisa

"TSP Talk is religiously followed by me. I give credit to this tremendous service for my wonderful account earnings."
-- Don

"I want to express my gratitude for your services. Both have helped me increase my TSP worth far beyond what I was doing on my own. Unfortunately I did not know about your services until about 2 to 3 years ago. Otherwise I might be one of those millionaires. I have impressed upon the younger agents
-- Ross

"I have been cruising the TSP Talk site for some time and received a lot of continuing educational credit for which I am appreciative. In this Thanksgiving season, we all have much to be thankful for and I would like my voice of appreciation to all that you do here. Many thanks to you, your family
-- Pete

"This site and Your premium service is great! Such a positive environment...I really appreciate your openness. Thank you so much for all you do, the hard work you put into this site, and for creating such an awesome, thoughtfully designed, and user-friendly site! I've looked at other sites and they
-- Dba

"Thanks for providing this TSP Talk service, I've only been a member for a couple of years, wish I knew about this sooner. I always tell my Fed friends that this is the best way to manage your TSP account. Have learned a lot between your comments and IT's. In less than 3 years you have helped me gro
-- DD

"Just a note to thank you for your TSP TALK website info – which is free!! ... I followed your columns everyday – keep up the excellent commentary. PS: When someone asks, I refer them to your website for excellent TSP info and advice."
-- Rob

"Today my TSP account broke into $500,000 range. Thanks to your advice on TSPTalk.com. I have between 5-10 years of service left before I can retire. My goal is to make one million dollars in my TSP investments before I retire! Thank you for your website advice. Your guidance over the years
-- J.A.Y.

"I'm in! [forum access] Thanks for getting back to me so quick, I'm very impressed."
-- Josh

"Thanks for all you do for the site. I enjoy reading your daily and weekly wrap-ups of the current market conditions."
-- Mike S

"Thanks so much for your efforts and talents in schooling rookies like me the intricacies' of TSP. Your efforts and insight significantly enable me to make a profit in this terrible financial environment that we are all in. I just really wanted to pass on that you are doing something great. Thank
-- bucket

"Awesome Customer Service!!!"
-- Carlos

"Seeing your post about the change to the tracker rules made me think all over again about how well you manage this huge and very active message board. You handle everything that pops up here so well and so fairly... You really do have a talent for keeping this all under control. Gold star!"
-- forum member

"I want to thank you for providing such a great service. Your site provides a tremendous service to TSP participants. Any one who has money in the TSP should be using your site. Keep up the great work! Thanks again!"
-- Chris H.

"Love the site. Wish I knew of it years ago for TSP guidance, info sharing, etc."
-- John

"Thanks again Tom, your quick response to your members when they need anything is truly outstanding! You have always done an excellent job."
-- Rich

"I've been reading your commentary for a long time now and I use your insights and charts to help me make Interfund Transfers in the TSP. I've also pointed others to your commentary who want to learn and take control of their TSP trades and break the shackles of "buy and hold". 2011 PIP was 18+
-- Troy

"Hey Tom, just wanted to add my name to the list to say thank you. I refer daily to your commentary and find it superbly informative."
-- Charles

"Just wanted to say thank you for your daily TSPTALK commentary and charts. I really enjoy it every day with my coffee break. Thank you for your deep analysis of the report."
-- Yasir

"Also wanted to thank you for the service you provide TSP members... I find myself checking your page every morning to see what is happening. Thanks again!"
-- JB

"I just wanted to let you know how much I appreciated what you had to say in your market comments today. You have a lot of wisdom about these sorts of things, and I think that many people will benefit from your thoughts. There is too much of a temptation for pride to get the best of us."
-- Van

"Thank you for the service you all provide. I am very happy with my TSP fund progress this past year with your help. I have recommended your service to co-workers as well."
-- Annette

"I thought it would be prudent to let you know that on or about 15 Jan 2015 I was at -5.88% in the TSP Tracker and was dead last on the boards. I almost cried. The previous year I luckily turned around -10.5% on 1 October into a +0.68% year in 2014 and was very relieved to have gotten into positiv
-- Steve

"Well I found your website a couple months ago and became a TSP Talk Plus premium subscriber the beginning of December. Even though it has been a short period of time, I've learned so much.... So, I just wanted to Thank You for having this website and doing what you do for us. I appreciate it greatl
-- Craig

"I just wanted to let you know that the text message worked today. I received my notification on the IFT change. Much appreciated. You do a great job! I know this must be your passion because the site is simply super.Thanks for everything."
-- Joe

"I love the website and appreciate all of the education you and others have provided me through the years. Best wishes navigating through the current turmoil!"
-- Josh

"Thank you! I don't think we appreciate your efforts on the TSPTalk site enough. It must take a lot of work."
-- Anh

"I am delighted with TSP plus. I have made $4,519 more this year than I would if I went my own way (i.e., 50% in the C fund and 50% in the S fund). This first year of my subscription is a trial and I am very pleased with the results. Thank you."
-- John

"Great catch on the 1987 correlation. I haven’t heard a single comment on this on the financial news shows yet. If not for TSPTALK, I wouldn’t have been watching for that one. I’m safely in the G now and enjoying the show. Thanks."
-- John

"If you are Tom from TSPTalk, then I want you to know that I read your TSP Talk column every day. I make TSP transfers based on your observations. You make sense and I too am disappointed in TSP decision to limit transfers... To let you know, I am up 6 out of the 7 months this year. Not a big re
-- Rob

"After today's posting thought I'd email. Hope you have time to read. Anyway, I read your comments daily and through them I have a much better understanding of how things work. Not to say I have anything really figured out about accurate predictions but I do understand a lot more than I used to.
-- Scott

"Thank you. I made $11,000 yesterday [in stocks], and now the F fund is up 65%. I love capitalism!!!"
-- Alan

"Just wanted to tell you how much I appreciate the trading insight provided by the TSP TALK website. It's not my only source but I do read it daily."
-- No name provided

"Wow! Thank you Tom! I really appreciate you responding so quickly. Thank you very much for the great service you provide for all of us TSP'ers."
-- Gregg

"Don’t know how you do all that you do (including to responding to personal e-mails so quickly) but I’m glad you do it."
-- Dean

"Thanks for what you do. I love your technical analysis. I took several course through Success Magazine/Thinkor Swim/Investools that taught me some technical analysis. Being an engineer, I appreciate technical analysis and your market com. And the website. How do I get access [to the premium servic
-- SP

"I would like to thank you very much for all your hard work putting the TSP Talk Commentary together, GREAT JOB!!! I read it every day. Keep up the great work."
-- Jim

"Tom, thanks again. I really enjoy the TSP Talk site and information. It has taken a lot of the guess work out of investing for the future. Keep up the great work."
-- Paul

"You have always been very helpful and quick to respond. If only all help desk/support could be like you........ :)"
-- RC

TESTIMONIALS APPEARING ON THIS SITE ARE ACTUALLY RECEIVED VIA EMAIL SUBMISSION OR ON THE FORUM. THEY ARE INDIVIDUAL EXPERIENCES, REFLECTING REAL LIFE EXPERIENCES OF THOSE WHO HAVE USED OUR SITE AND / OR PREMIUM SERVICES. HOWEVER, THEY ARE INDIVIDUAL RESULTS AND RESULTS DO VARY. WE DO NOT CLAIM THAT THEY ARE TYPICAL RESULTS THAT CONSUMERS WILL GENERALLY ACHIEVE. THE TESTIMONIALS ARE NOT NECESSARILY REPRESENTATIVE OF ALL OF THOSE WHO WILL USE OUR SERVICES.

THE TESTIMONIALS DISPLAYED ARE GIVEN VERBATIM EXCEPT FOR CORRECTION OF GRAMMATICAL OR TYPING ERRORS. SOME HAVE BEEN SHORTENED. IN OTHER WORDS, NOT THE WHOLE MESSAGE RECEIVED BY THE TESTIMONIAL WRITER IS DISPLAYED, WHEN IT SEEMED LENGTHY OR NOT THE WHOLE TESTIMONIAL SEEMED RELEVANT FOR THE GENERAL PUBLIC. THE STATEMENTS WE POST SHOULD BE CONSIDERED AS TESTIMONIALS AND ARE INDIVIDUAL EXPERIENCES THAT CAN VARY DEPENDING ON VARIOUS FACTORS.

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TSP Talk is not a Registered Investment Advisor. TSP Talk does not guarantee the accuracy or completeness of this report, nor does TSPtalk.com assume any liability for any loss that may result from reliance by any person upon any such information or opinions. Such information and opinions are subject to change without notice and are for general information only.  The information contained on this website is for educational purposes only and not intended to be recommendations, and may not be published, broadcast, rewritten or otherwise distributed without prior written consent from TSPtalk.com. Full Disclaimer

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