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    A Quick Overview of a Roth Vs Traditional TSP

    by
    TommyIV
    , 12-20-2022 at 06:12 AM (TommyIV's TSP Talk Blog)


    Whether you contribute to a Traditional or Roth TSP depends on whether you think your tax rate will be higher or lower today than when you retire.

    With a Traditional TSP you defer paying taxes on contributions and earnings until you withdraw. This means less money is taken out of your paycheck because you will only be taxed on your income after contributions are made. This also means that you will later be taxed on any earnings made from your investment when you withdraw     ...
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