Originally Posted by
Eagle_Addict
I thought the same thing, start with a high allocation, then scale back into the G fund as the climate changes, then, if you are heavy G, and something positive happens where you want to get back into stocks, use YOUR SECOND IFT to shift into stocks......WRONG!!!,,,, I tried that, and now I cannot make a second trade, the TSP line 'helper' says that my first 2 trades, any 2 trades, count as my 2 IFTs for the month, then I can only do a G fund transfer....even if my second trade was a stock to G fund......I do not agree, I was of the opinion that we could do a Stock Fund (C, S, I, F) into G anytime and it would not count, but by their logic, if I started the month from the previous month heavy in stocks, and on the second moved 25% into G fund, then another 25% into G fund 2 days later, I have now completed "my 2 trades for the month".......And I do not believe that is what the TSP said we could do....since I did not trade into stocks (i.e. I did not increase my allocation into a stock fund), and only increased my G fund holdings FROM MY STOCK HOLDINGS, I thought that was unlimited....but TSP is counting any first 2 transfers as the first 2, then only G fund transfers......Anyone have a better read on this???
Thanks, EA
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