Thread: Interfund Transfer 09/07 for 09/10/07

It should be considered proper use of government computer. Not long ago, we had to fill in a form and deliver it to the personnel office for processing. Now, the burden is off the personnel people.

I think this is correct. Seems my mind is at ease after a pint of the good stuff.

Quote:
Originally Posted by knowlittle
Can anything be done if I missed the late alert? I went to the I fund.

Response by tsptalk (Tom): I wouldn't worry about it. The key is to be 100% invested in any or all of the stock funds during the buy signals days".

That may be good advice for someone with a lot of working years remaining. But for those of us with only a few years to go, I consider it unwise to be 100$ invested in the C, S and I funds. And those buy signals do you follow? The EbbChart Trading System has been excellent for giving buy or hold signals. I tip my cap to the man. TSP Trading System and tsptalk less useful.

Timmie: You are the only one responsible for your investment decisions.

Educate yourself, step up to the table, and roll the dice.

Dell

Timmie-O makes a good point about age being a factor. The best advise investment professionals give is that the closer you are to retirement the less risk you want to take on.

Everyone situation is different. It is about risk vs. reward and the time you have to make it happen.

As far a Ebbchart goes the fact remains that if you follow the system the major point would be to be in a equity fund. You choose what percentage you are willing to risk.

Just started using TSPTalk and ebb chart. Lets see if it works!

Originally Posted by Timmie-O

The EbbChart Trading System has been excellent for giving buy or hold signals. I tip my cap to the man. TSP Trading System and tsptalk less useful.

Whatever floats your boat man. Invest for the long term especially in a retirement/tax deferred account. The true test of any investing system is it's long term track record. Ride the wave but don't put the blame on the system you chose when it begins to run dry. Do you think one or two bad years matter for Bill Miller, Ron Muhlenkamp, or Richard Freeman in the grand scheme of it all?

Originally Posted by Timmie-O

Response by tsptalk (Tom): I wouldn't worry about it. The key is to be 100% invested in any or all of the stock funds during the buy signals days".

That may be good advice for someone with a lot of working years remaining. But for those of us with only a few years to go, I consider it unwise to be 100$ invested in the C, S and I funds. And those buy signals do you follow? The EbbChart Trading System has been excellent for giving buy or hold signals. I tip my cap to the man. TSP Trading System and tsptalk less useful.

I'm thinking I misunderstood you. Please correct me if I'm off track because what you are saying is kind of contradictory and you seemed to be looking for controversy where it need not be.

You wouldn't believe how many emails I received from people who were freaked out about the late change by the ebbchart. My response was to say if you are following the system and you are 100% in the S fund instead of 100% I fund, don't jump out a window. It's not that big of a deal. Emphasis on "if you are following the system". If you are not following it, then you are doing whatever you want to anyway.

Of course next to Ebb's system, anything looks relatively weaker. But to say TSP Trading or Trader Fred is less useful - after you said you are close to retirement and it is unwise to be fully invested, and Fred's system has tripled the return of the S&P 500 while being out of the market [guessing] about 65% of the time, tells me you may be posting for affect rather than thinking about what you are saying.

Again, if I misunderstood you, please explain. Thanks

Originally Posted by ordowj56

Just started using TSPTalk and ebb chart. Lets see if it works!

Welcome and good luck!

Originally Posted by ordowj56

Just started using TSPTalk and ebb chart. Lets see if it works!

Welcome and good luck.

Originally Posted by tsptalk

I'm thinking I misunderstood you. Please correct me if I'm off track because what you are saying is kind of contradictory and you seemed to be looking for controversy where it need not be.

You wouldn't believe how many emails I received from people who were freaked out about the late change by the ebbchart. My response was to say if you are following the system and you are 100% in the S fund instead of 100% I fund, don't jump out a window. It's not that big of a deal. Emphasis on "if you are following the system". If you are not following it, then you are doing whatever you want to anyway.

Of course next to Ebb's system, anything looks relatively weaker. But to say TSP Trading or Trader Fred is less useful - after you said you are close to retirement and it is unwise to be fully invested, and Fred's system has tripled the return of the S&P 500 while being out of the market [guessing] about 65% of the time, tells me you may be posting for affect rather than thinking about what you are saying.

Again, if I misunderstood you, please explain. Thanks

My situation is that I can retire in a few weeks if I want. I enjoy what I do, and will work another year or two - maybe. At this stage of life, I keep at least 90% in the G Fund. Some days, I may switch to the I Fund and put in 5 or 10% - it may be only 2 or 3%. This past week I was in the F Fund for 5%. I don't want to be fully invested now or in the future. Looking back, it was a good move; I wish I had been fully invested in the F Fund at the time, but I won't take the risk.


About the many emails you received about the late change by the ebbchart: I switched to the I Fund effective Monday. I am okay with the change by ebbchart.

I didn't intend to rub you the wrong way. You provide a lot of information and I'm sure you spend a lot of time keeping things in order on this board. I appreciate it.

Timmie,
You seem to have your ducks in order!
Please remember that we don't know the risk v reward elements of a lot of members. So U could be 1 year TSP @ 1K.....or 30 year TSP @ XXXK.

A bird in the hand is worth 3 in the bush!
Protect Ur retirement!
Spaf

Originally Posted by Timmie-O

My situation is that I can retire in a few weeks if I want. I enjoy what I do, and will work another year or two - maybe.