Thread: Interfund Transfer 7/03 for 7/05/07

I'm retired and have followed markets on and off for 35 years. Things can change unexpectedly. As another fan of capital preservation, I want to point out the markets were due for a correction this year, and the 4% February drop put caution in any investor concerned with capital preservation. From then on it's been trying to catch an in point w/o getting hit by that inevitable correction. For myself that in point might not be till after the next bear market and several years hence cause our stock funds haven't got managers taking cash positions when things get pricey and dicey. There is big downside potential.

first off, i don't recall ever criticizing anyone. i asked a simple question. why are you still in the g when other funds are rising at a much more rapid rate? i've seen where all the analysis that has been done has lead to a loss, so "your" analyses aren't always correct either. you don't always gain. I've said that i was in the i fund and have made great gains. i don't hop in and out because i feel that the i fund will rebound when it hits a little downside. i would like to be more savvy and get out when it goes down and then back in for the ride up. It and the s fund have made the most gains in the last few years, but you guys aren't really ever in it. why is that? you stay in the g and f fund. i know it's safer, but i think the rewards of the upside outway the risks. i've made way more $$$ in the tsp on my own than following tsptalk's recommendations. I'm more aggressive and optimistic and don't care if i hit a little downward trend. I try to limit the downside, but i feel optimistic about the upside of this fund. at least in the short term. i am not saying i am a great investor, but i am making money at a quicker rate than most for my retirement. good luck with your investing. sorry if i hit a sore spot.

Originally Posted by watsinit4mee

sorry if i hit a sore spot.

No problem watsinit4mee. I admit I'm envious of those who were bold enough to stay in this long. Stick around for the every day discussions. Even though we all don't agree on how things will play out, we all have the same goal and any input is appreciated.

Originally Posted by watsinit4mee

i've made way more $$$ in the tsp on my own than following tsptalk's recommendations. I'm more aggressive and optimistic and don't care if i hit a little downward trend. I try to limit the downside, but i feel optimistic about the upside of this fund. at least in the short term. i am not saying i am a great investor, but i am making money at a quicker rate than most for my retirement. good luck with your investing. sorry if i hit a sore spot.

Good luck in keeping up that quick pace throughout your career. I'm always learning something from the participants of this MB. Here's something I learned from a book...

"Find your weakness before the market does. If the market discovers you cannot control your greed, it will wipe you out. If it learns you cannot control your temper, it will aggravate you until you are out of control. If it sees any weakness in you, it will exploit you. All individuals who pour their emotions into the market are out solely for themselves."
Thomas McCafferty