Thread: Anyone using the New TSP Mutual Fund Window?

As of December 2022, there were 2,449 accounts utilizing the mutual fund window out of 6,746,865 total TSP accounts. That's .036% that actually use the window.

https://www.frtib.gov/pdf/minutes/20...s-Nov-2022.pdf

The $150 yearly maintenance fee, $28.75 commission within the same fund family, $57.50 per trade between fund families, and higher fees across the board almost guarantee any offerings will underperform their TSP equivalent.

Yes I am. I moved about 20% in last fall but only got serious with it in January. So far it my MFW funds are up nearly 25% so far, mostly due to the use of the BTCFX fund as I got in when it was cheap. I'm still figuring out how to deal with it, but I think I'm going to focus on about 25 to 30 funds. No way you can deal with the overall number and many don't interest me. Right now I'm looking at leveraged funds, precious metals and international funds. You can also find some funds that counter each other, one is for investing in a sector or specific area and another fund that basically shorts the same thing. There are advantages.

Yes there is a cost, but I hired in back in March of 1986 so I moved a pretty large sum into that MFW. The fees are actually minor when moving large funds. For those starting I suggest researching what interest you and focus on those. And figure out a way to keep track of a few funds, not the entire data set. I'm still figuring out how to maximize the opportunity, but there are some advantages of the MFW.