The required beginning date is defined as April 1 of the year following the year a participant reaches age 70½, or separates from government service, whichever is later.
The date on which you must begin receiving required minimum distributions (RMDs) depends on whether the deceased participant died before or on/after his or her "required beginning date." The required beginning date is defined as April 1 of the year following the year a participant reaches age 70½, or separates from government service, whichever is later.
For example, if a separated participant was born on June 1, 1945, he or she would turn age 70½ on December 1, 2015; and his or her required beginning date would be April 1, 2016.
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