Many TSP participants have expressed dissatisfaction that employer retirement plans like the Roth TSP and Roth 401(k) require RMD from the Roth portion. One way to avoid this is to transfer the assets out of the Roth TSP and into a Roth IRA, so that RMD will no longer be required.
As noted elsewhere, however, a partial withdrawal and RMD comes out of the TSP participant's traditional and Roth balances pro rata. For example, if a TSP participant has $100,000 total, with $25,000 in Roth TSP and $75,000 in Traditional TSP, and requests a $40,000 partial withdrawal, then the withdrawal will be $10,000 from the Roth TSP and $30,000 from the Traditional TSP.
If the participant would like to do a partial withdraw for only the Roth TSP portion, that is not allowed under current rules, but there is a workaround that achieves virtually the same.
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