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Thread: TSP, stung by participants who ...

  1. #13

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    Default Re: TSP, stung by participants who ...

    Call now!


    Operators are STANDING BY


    Switchboard_Staff,_1979_.jpg


    to tell you that you should MOVE TO THE L-INCOME FUND AND LEAVE YOUR MONEY RIGHT WHERE IT IS.

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  3. #14

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    Default Re: TSP, stung by participants who ...

    HELLO!

    And thank you for calling the TSP Advisor call center.

    My name is PEGGY.

    How may I help you today?

    rural-indian-call-centre.jpg



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  5. #15

    Default Re: TSP, stung by participants who ...

    Quote Originally Posted by Bquat View Post
    Even a 4 IFT's a month would satisfy 75% of us. 3 IFT's and a 3 PM EST deadline would make me happy too. Long still wants to think for us.
    Maybe a high percentage of us here.. but we aren't even close to the majority. I'd be willing to bet most people don't do more than 2 IFTs a year, let alone 2 a month. Hell, the majority probably has never left the G fund.. ever!

    Remember, IFTs are not meant for trading (100% buy/sells). they are meant for re-allocating.

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  7. #16

    Default Re: TSP, stung by participants who ...

    Quote Originally Posted by k0nkuzh0n View Post
    Maybe a high percentage of us here.. but we aren't even close to the majority. I'd be willing to bet most people don't do more than 2 IFTs a year, let alone 2 a month. Hell, the majority probably has never left the G fund.. ever!

    Remember, IFTs are not meant for trading (100% buy/sells). they are meant for re-allocating.
    In fact... as of right now:
    47% of the people on the autotracker haven't entered a single IFT
    9% have only entered 1
    6% have only entered 2
    and its all down hill from there.

    Klear with an impressive 39 IFTs recorded this year! More than doubling amoeba and Semper tied in 2nd place with 18.

  8.  
  9. #17

    Default Re: TSP, stung by participants who ...

    Quote Originally Posted by Lakebound View Post
    How about we just get our daily IFT's back or better yet, real time trading with minimal fees and I would be happy. But once again, we see the idiots in charge trying to protect us from ourselves once again. Investing has its risks, we all knew that going into this.

    Frank
    Daily IFT's!? That would be sweet!!! ...sigh...think I'll be worm food before that happens.

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  11. #18

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    Default Re: TSP, stung by participants who ...

    Boy, this thread has really touched a nerve, hasn't it?!?

    In addition to the flexibilities that have already been mentioned, here's another one that the FRTIB could implement NOW. Why not keep the Roth and Traditional TSPs separate? How hard can that be?!? I have separate Roth IRAs with Vanguard, and they let me decide what funds I want to invest in separately between the 2. Also lets me withdraw from either instead of having to withdraw from both in equal amounts. To me TSP 'rules' defeats the whole purpose of the Roth.

    Finally, how do we get the FRTIB to read this FORUM column if they want to find out what TSP'ers want?!?
    There are 10 types of people in the world. Those who know binary, and those that don't!!
    Retired on December 31, 2018!!


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  13. #19

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    Default Re: TSP, stung by participants who ...

    I would give my eye teeth for more IFT's and a better time to complete the transaction. I'm hardly through my first margarita at 8am out here when the window closes. It would be great to have a TSP executive who actually listened to his customers.

    Attachment 33820

    FS
    FogSailing
    Try to learn something about everything and everything about something.

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  15. #20

    Default Re: TSP, stung by participants who ...

    Quote Originally Posted by uscfanhawaii View Post
    Boy, this thread has really touched a nerve, hasn't it?!?

    In addition to the flexibilities that have already been mentioned, here's another one that the FRTIB could implement NOW. Why not keep the Roth and Traditional TSPs separate? How hard can that be?!? I have separate Roth IRAs with Vanguard, and they let me decide what funds I want to invest in separately between the 2. Also lets me withdraw from either instead of having to withdraw from both in equal amounts. To me TSP 'rules' defeats the whole purpose of the Roth.

    Finally, how do we get the FRTIB to read this FORUM column if they want to find out what TSP'ers want?!?
    I would suggest a simultaneous IFT to G fund by everyone on TSP Talk again to get their attention.

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  17. #21

    Default Re: TSP, stung by participants who ...

    Quote Originally Posted by James48843 View Post
    HELLO!

    And thank you for calling the TSP Advisor call center.

    My name is PEGGY.

    How may I help you today?

    rural-indian-call-centre.jpg


    That's not a racially stereotypical post at all!
    God bless the United States of America!

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  19. #22

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    Default Re: TSP, stung by participants who ...

    Back when they first started the tsp, they said over and over and over again that they didn't want the responsibility of "advising" people what to do with their tsp. and they so limited movement that what we have now is way better than what we had back then, if you newer people can believe that. I looked at my tsp about 2x/year or maybe only 1x/year when I got my annual hardcopy statement. I "rebalanced" about that often, because that was what I read was the right way to do things, tsp not for trading, etc etc etc. don't look at your account more often than that, etc etc etc. NOW they're talking about adding a fund to promote women-owned businesses in the name of "fairness" or something. PuhlEEESE! give me a break. talk about gov picking winners and losers, the market is supposed to do that. gov seems to have forgotten that part. I'm not asking for that kind of fund, don't want that kind of fund. If I want a new fund added, I want a gender-neutral fund like a frontier fund or an emerging markets fund or both, diversity in terms of world economy, hellloooo?

    And thanks Mr. Long but no thanks, I've had to do without FRTIB "help" with my investing decisions for the past 30 years, don't need or want it now. BYE! Can I put them on the DO NOT CALL List, please?
    "life can only be understood backwards, but it must be lived forwards" - soren kierkegaard

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  21. #23

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    Default Re: TSP, stung by participants who ...

    Wow Alevin... The second they add some politic funds is the second I really start looking hard at them. I hope they give me a call about some fairness fund. I really do...

    So, instead of offering a REIT or a commodities fund or a true emerging markets fund we are going to get some ill informed dope telling us to invest in a women-owned business fund. Nice, very nice. And, once they hire some chumps from Bangladesh to inspire investment in the Women Owned Business fund story our fees go up.

    How bout this thought. Read the informed comments on the article. Maybe some of those talking about the fund options and the inability to change your distributions upon retirement.
    Lookin' up at the 'G Fund'!!!

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  23. #24

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    Default Re: TSP, stung by participants who ...

    Yeah I read the article, and the comments. I don't want their help or advice about withdrawing funds I've had to build on my own for 30 years. They have not listened to us in the past, and we all know that. so now they are offering to "help" us, and one of the ideas they are scouting is this. And it ticks me off as much as anything else they are talking about. they completely miss what we have said we want and float offering us stuff we don't want and didn't ask for.

    and on the subject of somebody calling me to try to convince me to keep my funds in the tsp, everyone's situation is different, and they need to take their own time exploring all the pros and cons. I do not appreciate calls that I didn't initiate myself, on the subject of finances. For me, I anticipate rolling out about half to have more control over what I want on monthly basis and more flexibility to choose what portion of hte account to take that withdrawal from. I will probably leave half in tsp for more consistant predictable withdrawals, the way I'm looking at things right now. low-cost management is low-cost, be it tsp or vanguard or wealthfront.

    New bill would create TSP fund focused on gender-diverse companies - FierceGovernment


    Last edited by alevin; 05-21-2015 at 09:40 PM.
    "life can only be understood backwards, but it must be lived forwards" - soren kierkegaard

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