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Thread: Monthly Contribution Question

  1. #1

    Cool Monthly Contribution Question

    Do I need to submit an IFT for my contributions since they go 1/3 to each CSI and I am mostly in G now?

    If I sit like this for long, my numbers will be off and the autotracker won't reflect any gains from the couple percent in each of the CSI...

    Just curious how I should handle this.

    Oh, also, since I don't know when the contribution goes it (it seems to vary) that means I will need to PM the boardmaster each month to enter the IFT after the fact... Thoughts?

    Thanks !!
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  3. #2

    Join Date
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    Pensacola, FL
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    Default Re: Monthly Contribution Question

    Quote Originally Posted by RealMoneyIssues View Post
    Do I need to submit an IFT for my contributions since they go 1/3 to each CSI and I am mostly in G now?

    If I sit like this for long, my numbers will be off and the autotracker won't reflect any gains from the couple percent in each of the CSI...

    Just curious how I should handle this.

    Oh, also, since I don't know when the contribution goes it (it seems to vary) that means I will need to PM the boardmaster each month to enter the IFT after the fact... Thoughts?

    Thanks !!
    Are you the once a month contribution type? (i.e. military?)
    If tears could build a stairway, I would walk right up to heaven and bring you back again.

  4.  
  5. #3

    Default Re: Monthly Contribution Question

    Quote Originally Posted by jpcavin View Post
    Are you the once a month contribution type? (i.e. military?)
    oops, I thought to mention that, it just didn't make it to my fingers...

    Yes (as you know), I am military.

    Monthly contribution vice civilian bi-monthly contribution... oh, and no matching... sigh
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  7. #4

    Join Date
    Feb 2007
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    Default Re: Monthly Contribution Question

    Quote Originally Posted by RealMoneyIssues View Post
    oops, I thought to mention that, it just didn't make it to my fingers...

    Yes (as you know), I am military.

    Monthly contribution vice civilian bi-monthly contribution... oh, and no matching... sigh
    That's because you get a million dollar annuity when you retire from the military @ 20 years!
    THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
    Tracker =
    100%- I Fund

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  9. #5

    Default Re: Monthly Contribution Question

    Quote Originally Posted by Frixxxx View Post
    That's because you get a million dollar annuity when you retire from the military @ 20 years!
    True, but if I figured it right, mine will be about $2.4 mil

    I will retire at 58
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  11. #6

    Default Re: Monthly Contribution Question

    Quote Originally Posted by RealMoneyIssues View Post
    Do I need to submit an IFT for my contributions since they go 1/3 to each CSI and I am mostly in G now?

    If I sit like this for long, my numbers will be off and the autotracker won't reflect any gains from the couple percent in each of the CSI...

    Just curious how I should handle this.

    Oh, also, since I don't know when the contribution goes it (it seems to vary) that means I will need to PM the boardmaster each month to enter the IFT after the fact... Thoughts?

    Thanks !!
    Don't look at the autotracker as a way to monitor your account balance. We have spreadsheets to help with that (www.tsptalk.com.utilities.html).

    The AutoTracker is just a way to measure your investment decisions compared to other particpants.

    Depending on how many IFT's you make a year, the contribution "disruption" to your alloaction varies. If you make 1 ot 2 IFT's per month, the contributions have less of an imapct than if you make 2 IFT's per year, since every time you make an IFT, your entire balance gets reallocated.

    I hope that helps.

  12.  
  13. #7

    Default Re: Monthly Contribution Question

    Quote Originally Posted by tsptalk View Post
    Don't look at the autotracker as a way to monitor your account balance. We have spreadsheets to help with that (www.tsptalk.com.utilities.html).

    The AutoTracker is just a way to measure your investment decisions compared to other particpants.

    Depending on how many IFT's you make a year, the contribution "disruption" to your alloaction varies. If you make 1 ot 2 IFT's per month, the contributions have less of an imapct than if you make 2 IFT's per year, since every time you make an IFT, your entire balance gets reallocated.

    I hope that helps.
    Ok, thanks
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  15. #8

    Default Re: Monthly Contribution Question

    Quote Originally Posted by RealMoneyIssues View Post
    True, but if I figured it right, mine will be about $2.4 mil

    I will retire at 58

    looking at 45 for me

  16.  
  17. #9

    Default Re: Monthly Contribution Question

    Quote Originally Posted by law87 View Post
    looking at 45 for me
    I started late...
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