I am completely new to this and have had my TSP for 16 months. My PIP for the past 12 months ending 12/21/2012 was 10.11%. I am open to ideas and strategies to increase that number.
Well, compared to mine, yeah. But there are many people here who have done better than 10.11%. That's why I'm here too. I think with the help of the good people here I can do better. Of course in the end, the decisions are yours.
This is a good place. Just poke around the site. Ask questions, people are very helpful here I've found. Good luck and again, welcome!
"Welcome back my friends to the show that never ends...
argyle64,
10.11% is great. In reality it is the long term averages that count. If you hold to 10%/year you will do amazing. At 8% you will do quite well.
One thing to remember, a marvelous year like 2012 will be balanced by a crappy year like 2011. Many great years like 2010 will be partially offset by a dumper like 2008. All in all, sitting in the 'C Fund' should net you 10%. Anything over that (long term) is happy times - sometimes called alpha. You just have to remember that the S&P500 (C Fund) bounces around a lot. That is why it might be best to accept a lower return for a more smooth ride.
Lookin' up at the 'G Fund'!!!
Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is 18.72%.
(Your PIP is posted by the 3rd business day of each month.)
Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is 20.86%.
Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is -0.94%.
(Your PIP is posted by the 3rd business day of each month.)
Total disappointment. Last year I started being out of the market 100%. I kept anticipating a pullback that didn't transpire until I finally decided to get in. I told myself to be 100% invested in S fund for January and not to get out until a trend has broken. Luckily that has worked for me as I'm sitting at the top of the Autotracker at #32 with 7.34% YTD. Not trying to toot my own horn because I don't know what I'm doing, I'm just excited to be where I'm at as last year was very frustrating for me. I spent majority of last year at the bottom 100 on the A.T. Thanks to all those that post frequently. I am on here alot reading your posts, but I don't post much because of my lack of knowledge. Here's to a good year of returns for all of us!!!
Not as good as buy and hold did last year, but I met my goal of 8-12% a year.
Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is 12.25%.
(Your PIP is posted by the 3rd business day of each month.)
S&P500 (C Fund) (delayed) (Stockcharts.com Real-time) |
DWCPF (S Fund) (delayed) (Stockcharts.com Real-time) |
EFA (I Fund) (delayed) (Stockcharts.com Real-time) |
BND (F Fund) (delayed) (Stockcharts.com Real-time) |
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Yahoo Finance Realtime TSP Fund Tracking Index Quotes |
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