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Thread: The Mutual Fund Window Experience

  1. #1

    Default The Mutual Fund Window Experience

    Here's a thread to discuss / ask questions, share experiences, of using the new MFW portion of the TSP. Thanks!
    Tom
    Market Commentary | My Blog | TSP Talk Plus | |

    I am not a Registered Investment Advisor and this is not investment advice. Please do your own due diligence.


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  3. #2

    Join Date
    Mar 2020
    Location
    Cape Cod
    Posts
    352

    Default Re: The Mutual Fund Window Experience

    So, I put $100K into the MFW as soon as the change came avaialble - June 14 for me. The main reason that I did so was that I wanted a way to invest in things not available int he TSP such as Gold, energy sector, inflation resistant securities and real estate. I was also looking for a vehicle to continue to gain when the S and C were plummetting - an inverse S or C fund if you will. I do not have a brokerage account or any money invested outside of the TSP. So I split the $100k (minus the $150 fee) amongst funds that represented those interests. Just as I did so, we began the turnaround. So I ended up losing money in the energy and gold funds that I was in. I moved the money in those two funds (OGMIX and VENAX) into the reverse S&P 500 fund (GSSFX) until it appeared that the market was turning. My investment in GSSFX broke even. The others have held steady or earned a little. Gold and energy appear to be rebounding a bit last week but I don't know if I will go back in those at this point. One thing I noticed, which is different than TSP is that the number of shares I have increase when dividends are paid. I presume that dividends are simply reflected in the price in the TSP? It is kind of nice to have those dividends re-invested into more shares of the fund. Anyway, my MFW is down about 5% (easy to tell when you start with an even $100K) but I am not unhappy with the experience.

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