Thread: S Help

Welcome MM

It really boils down to your risk tolerance. By being 100S, that tells me that you are rather risky, and will simply shrug off any losses.

Is this your intention? If not, you may want to diversify a bit.

Are you a "buy & holder"? Or do you intend to make transfers regularly?

The following is a prettyconservative buy & hold allocation when you don't have the patience or nerveto track the markets:

40C

40S

20I

With your payday money going into (G), then you can simply move that into eitherC,S,I when the opportunity presents itself: a good low-buying oportunity.

I hope this helps.

God Bless:^

Since The post office pays in more then me, Im not afrraid of a loss , and understand the risk .But also before I changed the alloction to the S fund, The Po had it set to 100 % into the G fund, I have about $4800 in that fund with no alocations In that Fund and just sits there , Should I hold on to that or transfer the g funds into the Other Types of funds?

Hey Mailman,

Welcome. Basically what Rod is saying is:

If you want to park the money and leave it awhile then have all you current money (including that in the G fund) going to his recommended allocation of

S 40%

C 40%

I 20%

and have all NEW money (the money you and the PO puts in)go to G at first, and then find the proper time (when there is a pullback/lowpoint in the market) place it in the above allocation. Is that right, Rod? I hope this helps

jgpalmerdds wrote:

Hey Mailman,

Welcome. Basically what Rod is saying is:

If you want to park the money and leave it awhile then have all you current money (including that in the G fund) going to his recommended allocation of

S 40%

C 40%

I 20%

and have all NEW money (the money you and the PO puts in)go to G at first, and then find the proper time (when there is a pullback/lowpoint in the market) place it in the above allocation. Is that right, Rod? I hope this helps

Pretty much sums it up. But of course, my allocation is only an example of what I would do if I were a buy & holder. I'm not saying that this is what the allocation should be. Only an example.

That's right.

Small disclaimer:

This is not to be construed as investment advice, just our opinion. Please read your prospectus carefully before investing.

Sorry Rod

Joel