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Thread: L life savings plan which one do I pick

  1. #1

    Default L life savings plan which one do I pick

    I am an CBP officer will turn 50 years old this March 2019. I have C fund , S fund and I fund. Im thinking of taking all from I fund and moving it to L life plan. Can someone educate me on which L life plan to choose? 2030,2040 or 2050

    Sent from my SM-N950U using TSP Talk Forums mobile app


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  3. #2

    Default Re: L life savings plan which one do I pick

    Your question is a good one. But first, I would ask you "When do you intend to retire" and "When do you intend to start withdrawing from your account".

    I'm 52, retired for the last 3 years and have just started keeping my TSP primarily in L-Income fund to preserve my investments while making a modest income each month.

    Like any of the funds offered by TSP, this all depends upon how much risk you can stomach. If you are close to retirement and have a sizeable balance, you would probably want to keep about 60%-70% in G fund. If you want to keep working and have other income streams available, you could get more aggressive with your TSP account.

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