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Thread: Monthly return rate

  1. #157

    Join Date
    Oct 2008
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    Stinking desert valley of bad air quality, AZ
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    2,733

    Default Re: Monthly return rate

    Frixxxx, not sure how to find that anymore. Clicking on current loan rate gets this:

    Current loan interest rate — (November 2, 2018) The interest rate on your TSP loan is the G Fund rate at the time your loan application is processed. The current rate is 3.125%. We are working to resolve a technical issue that may cause a different rate to show when using our Loan wizard. If you generated a loan agreement on or after November 2, 2018, be sure to check that the interest rate on your loan agreement is 3.125% before submitting.

    Sounds like they are having some issues? I was actually looking for the current G fund rate.

    PO

  2.  
  3. #158

    Join Date
    Feb 2007
    Location
    San Diego, CA
    Posts
    6,942

    Default Re: Monthly return rate

    Quote Originally Posted by PessOptimist View Post
    Frixxxx, not sure how to find that anymore. Clicking on current loan rate gets this:

    Current loan interest rate — (November 2, 2018) The interest rate on your TSP loan is the G Fund rate at the time your loan application is processed. The current rate is 3.125%. We are working to resolve a technical issue that may cause a different rate to show when using our Loan wizard. If you generated a loan agreement on or after November 2, 2018, be sure to check that the interest rate on your loan agreement is 3.125% before submitting.

    Sounds like they are having some issues? I was actually looking for the current G fund rate.

    PO
    Not sure where you got your post, but I check two places:

    1. My Account->Online Transactions->TSP Loans-> Current Rate and Amount Available. In the box: The current interest rate is: X.XXX%

    2. Home Page->Planning & Tools->Estimate Loan Payments-> In the blue box at Bottom should match for the month. This is what I cut and paste into thread.

    If they are providing that information at the time of a loan request, yes, I would verify that any actual loan variables be validated against these two numbers or verify it with TSP directly.
    THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
    Tracker =
    100%- I Fund

  4.  
  5. #159

    Join Date
    Feb 2007
    Location
    San Diego, CA
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    Default Re: Monthly return rate

    Interest Rate: The current rate for new loans is 2.625%, which is the current G Fund interest rate.
    THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
    Tracker =
    100%- I Fund

  6.  
  7. #160

    Join Date
    Feb 2007
    Location
    San Diego, CA
    Posts
    6,942

    Default Re: Monthly return rate

    Interest Rate: The current rate for new loans is 2.750%, which is the current G Fund interest rate.
    THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
    Tracker =
    100%- I Fund

  8.  
  9. #161

    Join Date
    Apr 2008
    Location
    Cleveland, Ohio
    Posts
    9,747

    Default Re: Monthly return rate

    From Govexec.com
    https://www.govexec.com/?oref=logo

    Treasury Suspends G Fund Investments, Retirement Programs Could Become More Generous, and More




    https://www.govexec.com/pay-benefits...40/?oref=river
    May the force be with us.

  10.  
  11. #162

    Join Date
    Feb 2007
    Location
    San Diego, CA
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    Default Re: Monthly return rate

    A little late with April's change:


    Interest Rate: The current rate for new loans is 2.500%, which is the current G Fund interest rate.

    THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
    Tracker =
    100%- I Fund


  12.  
  13. #163

    Join Date
    Feb 2007
    Location
    San Diego, CA
    Posts
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    Default Re: Monthly return rate

    Interest Rate: The current rate for new loans is 2.500%, which is the current G Fund interest rate.

    May 2019
    THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
    Tracker =
    100%- I Fund

  14.  
  15. #164

    Join Date
    Oct 2008
    Location
    Stinking desert valley of bad air quality, AZ
    Posts
    2,733

    Default Re: Monthly return rate

    Checked today and
    • The current interest rate is: 2.250%

  16.  
  17. #165

    Join Date
    Feb 2007
    Location
    San Diego, CA
    Posts
    6,942

    Default Re: Monthly return rate

    Interest Rate: The current rate for new loans is 2.125%, which is the current G Fund interest rate.
    THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
    Tracker =
    100%- I Fund

  18.  
  19. #166

    Join Date
    Feb 2007
    Location
    San Diego, CA
    Posts
    6,942

    Default Re: Monthly return rate

    Interest Rate: The current rate for new loans is 2.125%, which is the current G Fund interest rate.

    No change for this month!
    THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
    Tracker =
    100%- I Fund

  20.  
  21. #167

    Join Date
    Feb 2007
    Location
    San Diego, CA
    Posts
    6,942

    Default Re: Monthly return rate

    WOW!!!!!!

    ******************
    -0.500%
    ******************

    Interest Rate: The current rate for new loans is 1.625%, which is the current G Fund interest rate.
    THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
    Tracker =
    100%- I Fund

  22.  
  23. #168

    Default Re: Monthly return rate

    I wonder when it will go negative. Greenspan thinks it will happen to bond yields, so maybe here as well?

  24.  
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