Likes Likes:  0
Page 2 of 3 FirstFirst 123 LastLast
Results 13 to 24 of 31

Thread: New G Fund Rate?

  1. #13

    Join Date
    Jul 2007
    Location
    Europe
    Posts
    8,430
    Blog Entries
    297

    Default Re: New G Fund Rate?

    Quote Originally Posted by Hockeyfreak View Post
    Also, I can't figure out how to calculate it day to day when I enter my shares and share price.
    Quote Originally Posted by tsptalk View Post
    Here's a copy of an old email I sent to someone earlier this year explaining how I do it. The rate and price of the G-fund have changed since then but the formula is still the same:
    "I watch the current loan interest rate to determine the current rate that the G fund is paying.

    Let's say it is currently 4.875%. That means it's paying .0134% per day
    (4.875% / 365).

    With the G fund currently 11.77, that means we make .00158 cents a day.
    Divide a penny by .00158 and you get 6.33.

    That means we should be getting the penny every 6.33 calendar days on
    average, until the loan rate changes again."
    Retired, 55G/15C/15S/15I (Paper Trading)_ BLOG: Stats for March, Stats for Q1, 2024 Stats

  2.  
  3. #14

    Join Date
    May 2005
    Location
    Rocky Mountains
    Posts
    30

    Default Re: New G Fund Rate?

    Hello,
    When you say the current loan rate is "4.875%".To what loan rate are you referring?
    Pardon my ignorance. I have watched the G rate slide down in the last while and didn't know what it was tied to.
    thanks

    Quote Originally Posted by JTH View Post
    "I watch the current loan interest rate to determine the current rate that the G fund is paying.

    Let's say it is currently 4.875%. That means it's paying .0134% per day
    (4.875% / 365).

    With the G fund currently 11.77, that means we make .00158 cents a day.
    Divide a penny by .00158 and you get 6.33.

    That means we should be getting the penny every 6.33 calendar days on
    average, until the loan rate changes again."

  4.  
  5. #15

    Join Date
    Feb 2007
    Location
    San Diego, CA
    Posts
    6,999

    Default Re: New G Fund Rate?

    He's referring to the loan rate offerred by TSP. If you take a loan out of your account, you still pay an interest rate.

    http://tsp.gov/curinfo/data.html

    Shows a loan rate of 2.75% as of today. Ouch!
    THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
    Tracker =
    Check my position

  6.  
  7. #16

    Join Date
    May 2005
    Location
    Rocky Mountains
    Posts
    30

    Unhappy Re: New G Fund Rate?

    thanks for the explanation. So if my math is right, that means a penny every 10.41 days.
    Wow. I just retired and my estimates were all based on something like 3.75% annual rate of return in the G fund. Hmmm. Time for some rethinking there. Along with some returns in the C, S & I. But mostly G.




    Quote Originally Posted by Frixxxx View Post
    He's referring to the loan rate offerred by TSP. If you take a loan out of your account, you still pay an interest rate.

    http://tsp.gov/curinfo/data.html

    Shows a loan rate of 2.75% as of today. Ouch!

  8.  
  9. #17

    Join Date
    Oct 2006
    Location
    Sunny Southern California
    Posts
    2,342

    Default Re: New G Fund Rate?

    Is todays's G fund increase an error? It is up .0015 today.

    I will take the extra money gladly.
    Corvette
    retired 2007

  10.  
  11. #18

    Join Date
    Feb 2007
    Location
    San Diego, CA
    Posts
    6,999

    Default Re: New G Fund Rate?

    Quote Originally Posted by Corvette View Post
    Is todays's G fund increase an error? It is up .0015 today.

    I will take the extra money gladly.
    ssshhhhh, man, stop that...LOL
    THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
    Tracker =
    Check my position


  12.  
  13. #19

    Default Re: New G Fund Rate?

    Quote Originally Posted by Corvette View Post
    Is todays's G fund increase an error? It is up .0015 today.

    I will take the extra money gladly.
    G fund yield playing catch up?


  14.  
  15. #20

    Join Date
    Jul 2007
    Location
    Europe
    Posts
    8,430
    Blog Entries
    297

    Default Re: New G Fund Rate?

    Is it just me or has the G-fund rate gone down?

    It appears to have paid out just .0015 over the last three days.
    Retired, 55G/15C/15S/15I (Paper Trading)_ BLOG: Stats for March, Stats for Q1, 2024 Stats

  16.  
  17. #21

    Join Date
    Jul 2005
    Location
    Atlanta, GA
    Posts
    2,248
    Blog Entries
    1

    Default Re: New G Fund Rate?

    Quote Originally Posted by Corvette View Post
    Is todays's G fund increase an error? It is up .0015 today.

    I will take the extra money gladly.

    Today is Monday. Your getting three days. Saturday, Sunday, & Monday
    CURRENT ALLOCATION = 100% G
    Fear is the greatest buy signal ever seen in the stock markets - Birchtree

  18.  
  19. #22

    Lightbulb Re: New G Fund Rate?

    Just a note: It would appear that the Fund Managers have made a change
    (possibly temporary) on how they are paying out the (G) Fund. On Friday
    the (G) paid out 0.0015 TSP Cents instead of its traditional .0007-.0008
    TSP Cents. Today, the (G) Fund paid out 0.0015 TSP Cents as well, in lieu
    of its traditional 0.0022-.0023 TSP Cents.

    Current Loan Rate remains at 2.125% and I'm sure the figures will result in
    the same (G) Fund payout overall. But this is something different then the
    norm and I wanted it to be brought to your attention. Maybe this was a
    move to change the status quo and avoid timing of the Monday's normally
    higher return. Anyway, I thought you'd like to know.

  20.  
  21. #23

    Join Date
    Jul 2007
    Location
    Europe
    Posts
    8,430
    Blog Entries
    297

    Default Re: New G Fund Rate?

    Quote Originally Posted by squalebear View Post
    Just a note: It would appear that the Fund Managers have made a change
    (possibly temporary) on how they are paying out the (G) Fund. On Friday
    the (G) paid out 0.0015 TSP Cents instead of its traditional .0007-.0008
    TSP Cents. Today, the (G) Fund paid out 0.0015 TSP Cents as well, in lieu
    of its traditional 0.0022-.0023 TSP Cents.

    Current Loan Rate remains at 2.125% and I'm sure the figures will result in
    the same (G) Fund payout overall. But this is something different then the
    norm and I wanted it to be brought to your attention. Maybe this was a
    move to change the status quo and avoid timing of the Monday's normally
    higher return. Anyway, I thought you'd like to know.
    OIC said the blind man, thanks for the clarification.
    Retired, 55G/15C/15S/15I (Paper Trading)_ BLOG: Stats for March, Stats for Q1, 2024 Stats

  22.  
  23. #24

    Talking Re: New G Fund Rate?

    Quote Originally Posted by JTH View Post
    OIC said the blind man, thanks for the clarification.
    OIC = Officer In Charge !

  24.  
Page 2 of 3 FirstFirst 123 LastLast

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
S&P500 (C Fund) (delayed)
New G Fund Rate?
(Stockcharts.com Real-time)
DWCPF (S Fund) (delayed)
New G Fund Rate?
(Stockcharts.com Real-time)
EFA (I Fund) (delayed)
New G Fund Rate?
(Stockcharts.com Real-time)
BND (F Fund) (delayed)
New G Fund Rate?
(Stockcharts.com Real-time)

Yahoo Finance Realtime TSP Fund Tracking Index Quotes