Government Securities Investment Fund!!
http://www.tsp.gov/rates/fundsheet-gfund.pdf
So here's a simple question....which may not result in simple answers.
Do you consider the G-Fund to be a "Bond Fund", or a "Cash Fund"??
I've been doing my asset allocations with the assumption that G would qualify as a Bond fund. (Shooting for 20% Bond, 80% Stock, and a wee bit of cash).
But, now that I stop and think about it, I'm not so sure it would be better classified as a Money Market/Cash type fund. No chance of loss, and little chance of high returns.
What say you all?
(Since I have little faith in the F-Fund, I may treat G as a Bond investment anyway. )
Government Securities Investment Fund!!
http://www.tsp.gov/rates/fundsheet-gfund.pdf
Of course, its both. Yes, it makes it a challenge to classify and make a conventional AA. Look at a L Fund to see how it is uses. As the G fund does not lose money it strongly lowers volitility, perhaps the main reason to own bonds, at least earlier worklife. I use it as my only seperate bond fund as bonds will lose money if interest rates go up. I put new contributions into a L fund but that makes the F all of less than 5% of my holdings. People look at the G fund and don't like it because of the low (over long time) return but it really should have a place in any AA. As I am currently 55 I have 40% in it, don't want a surprise disapperance of my TSP funds. Of course that same market dive is a *good* thing for younger investors buying on the dips.
Ok....One vote for "None of the Above"?Originally Posted by nnuut
high paying moneymarket... garuanteed and not penalized to trade out early like a CD might be...same as cash in most brokerage accountsOriginally Posted by TiCKed
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