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Thread: FEHB Health Premiums up

  1. #49

    Join Date
    Apr 2008
    Location
    Cleveland, Ohio
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    12,148

    Default Re: FEHB Health Premiums up

    I guess my Social Security check will help cover my FEHB insurance increase.
    May the force be with us.

  2.  
  3. #50

    Join Date
    Aug 2011
    Location
    Mississippi
    Posts
    904

    Default Re: FEHB Health Premiums up

    Premiums go up; benefits go down. That's been my story for the whole of my government career.
    Scott Harrison
    Senatobia, MS

  4.  
  5. Default FEHB Health Premiums up

    Quote Originally Posted by Bullitt View Post
    Yeah I got hit the past year with a ~$150 dental bill to cover an x-ray. Dentist didn't realize that benefit had been removed for 2020 and neither did I.

    It's only going to get worse. Think of all those people who are wasting time getting (free) COVID tests "just to be safe". Someone has to pay for that.
    - “Just to be safe and responsible”. Making sure they don’t potentially kill people because they are continuing to go through life like a person that doesn’t harbor an infectious virus that kills people.

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  7. #52

    Join Date
    Apr 2005
    Posts
    14,685
    Blog Entries
    13

    Default Federal Employees Will Pay 8.7% More Toward Health Care Premiums Next Year

    Federal Employees Will Pay 8.7% More Toward Health Care Premiums Next Year

    The Office of Personnel Management said increased use of health care services as the COVID-19 pandemic has waned has led to the sharpest uptick in health insurance premiums in more than a decade.

    ERICH WAGNER | 1 HOURS AGO

    Federal employees and retirees will spend an average of 8.7% more on their health insurance premiums in 2023, a figure that marks the highest cost increase in more than a decade.

    The government’s share of Federal Employees Health Benefits Program premiums will increase by an average of 6.6%, bringing the overall increase to 7.2%, according to an OPM document obtained by Government Executive. That overall premium increase is the highest the nation’s largest health insurance program has seen since costs increased 9% in 2011.

    On average, federal employees enrolled in “self-only” plans will pay an additional $8.11 per bi-weekly pay period, while feds in “self plus one” insurance plans will pay $20.34 more per pay period. Federal workers enrolled in family coverage will pay an average of $20.87 more per pay period in 2023.

    For the Federal Employees Dental and Vision Insurance Program, the average premium for dental plans will increase by 0.21%, while the overall average premium for vision coverage will decrease by 0.41%.

    More: https://www.govexec.com/pay-benefits...t-year/377915/

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  9. #53

    Join Date
    Jun 2004
    Location
    Boiled Peanut, Georgia, USA
    Posts
    76,391

    Default Re: Federal Employees Will Pay 8.7% More Toward Health Care Premiums Next Year

    DAMMIT!



  10.  
  11. #54

    Join Date
    Sep 2006
    Location
    Upstate NY
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    Default Re: Federal Employees Will Pay 8.7% More Toward Health Care Premiums Next Year

    I'm up around 10%. Hopefully everybody else's is less.


  12.  
  13. #55

    Default Re: Federal Employees Will Pay 8.7% More Toward Health Care Premiums Next Year

    OPM also cited an increase in usage of health care services, following a period earlier in the pandemic when enrollees used fewer medical services.
    Funny, I don't recall seeing my premiums go down when we were using fewer medical services.

    Insurers are also required to provide “adequate coverage” of anti-obesity medications.
    Can't we just ban forks?

  14.  
  15. #56

    Default Re: Federal Employees Will Pay 8.7% More Toward Health Care Premiums Next Year

    Quote Originally Posted by Bullitt View Post
    I'm up around 10%. Hopefully everybody else's is less.
    Mine's up 2%. You should shop.

  16.  
  17. #57

    Join Date
    Apr 2005
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    Default Re: FEHB Health Premiums up

    So I just finally found the OPM pages.

    My Blue Cross Basic, self plus one, is rising from :

    $424 per month in 2022
    To
    $472 per month in 2023.


    I’m curious- I’m not yet 65. I CAN get TrI-care select ( I’m retired Guard) but I have to pay a small amount.

    Anybody know- can you cover your spouse under Tricare select (from age 60 to 65 it is select, at 65 it turns into Tricare for life) ?

    What does Tricare Select not cover than Blue Cross basic does?

    I’ve been spoiled the last ten years and not paying enough attention to insurances . Been always covered for everything under combined Blue Cross basic and VA coverage. I don’t want to drop everything except VA, because I think that might lead to issues of $$$ outflow .

    Thoughts?

    Healthcare-
    VA , or VA plus Tricare, or VA plus Blue Cross Basic For myself.

    Wife is a veteran but doesn’t get any VA. So I have to EITHER bolster VA with Blue Cross Basic; or with TriCare select.




    Sent from my iPhone using TSP Talk Forums

  18.  
  19. #58

    Join Date
    Sep 2006
    Location
    Upstate NY
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    Default Re: Federal Employees Will Pay 8.7% More Toward Health Care Premiums Next Year

    Quote Originally Posted by SteelSaving View Post
    Mine's up 2%. You should shop.
    State makes a huge difference. Previous plan actually going down slightly for 2023, but it's still almost twice the price I pay now. All things considered it's still better than any other option I have to choose from for my family.

    And no, I wouldn't ever consider purchasing the cheapest option either.

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