Page 3 of 5 FirstFirst 12345 LastLast
Results 25 to 36 of 58

Thread: FEHB Health Premiums up

  1. #25

    Default Re: FEHB Health Premiums up

    Wish I could say that I'm saving. My premiums look like they'll go up exactly 10% from 2012 to 2013. Which is interesting because the insurance company just sent a sizeable refund back to the government because their Medical Loss Ratio didn't meet the 80/20 rule. Of course, I didn't see any of that money either because "OPM will use the rebate to adjust premium rates for future federal health plans. This ensures the rebate will be shared between health plan enrollees and the Federal agencies that pay for FEHBP".

  2.  
  3. #26

    Join Date
    Feb 2007
    Location
    San Diego, CA
    Posts
    6,999

    Default Re: FEHB Health Premiums up

    My premiums will jump 50% moving to the east coast.....apparently, the government can't negotiate very well over there.
    THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
    Tracker =
    Check my position

  4.  
  5. #27

    Join Date
    Oct 2008
    Location
    Stinking desert valley of bad air quality, AZ
    Posts
    2,993

    Default Re: FEHB Health Premiums up

    Quote Originally Posted by Frixxxx View Post
    My premiums will jump 50% moving to the east coast.....apparently, the government can't negotiate very well over there.
    So, are you saying living in PRK wasn't all bad?

    PO


  6.  
  7. #28

    Default Re: FEHB Health Premiums up

    Just want to weight in on HMO's here and the rationed coverage as FWM put it, and my experience with it.

    Eight years ago I took my first job with the federal government straight out of college, and as a result got health insurance for the first time. I picked an HMO called "Group Health" that serviced the north west and noticed the "rationed coverage" within the first year, but I was young and didn't pay it no mind. The next year my wife got pregnant, the whole pregnancy they refused to do any test's above and beyond what was mandated, and refused to see my wife unless it was a schedule checkup. On several occasions I had to call and explain to the scheduler if they weren't going to see my wife I was going to take her to the emergency room.

    At one point they had to IV my wife because she was dehydrated from puking during morning sickness, Group Health (HMO) had told her to eat some ginger over the phone for five days before I finally took her to the emergency room. Long story short she miscarried, called them up and they said they would see her and talk about at her next annual. I drop the Group Health (HMO) for an IPO the next open season and have never looked back. And have never had a miscarriage since.

    IMO when the doctors work directly for the insurance company health care is diminished, and I'll never join an HMO again if I can avoid it. Just my two cents, but I'll tell everyone I can.

    Child would be 6 and in the 1st grade today, never found out the gender.
    100% G Fund COB 13 March 2020

  8.  
  9. #29

    Join Date
    Oct 2008
    Location
    Stinking desert valley of bad air quality, AZ
    Posts
    2,993

    Default Re: FEHB Health Premiums up

    How does all this fit in with The Patient Protection and Affordable Care Act now Public Law 111-148?

    Now I could be mistaken on the actual title and law. It has all been very confusing.

    FWM, since you are such a strong supporter of affordable health aka obamacare, explain the cost increases incurred by moving and what the law will do in the future to reduce those costs.

  10.  
  11. #30

    Join Date
    Sep 2006
    Location
    Upstate NY
    Posts
    3,874
    Blog Entries
    46

    Default Re: FEHB Health Premiums up

    Some good points being made here. TD's... sorry for your loss.

    Many of my peers would rather skimp on health insurance and take the cheapest plan so they have that extra $20 to spend on 'stuff'. One problem with cheaper plans is the maximum coverage ceiling. I saw one plan that would save almost 50% but the max coverage was only like $3,000 in one shot. Good luck with that.

  12.  
  13. #31

    Join Date
    Mar 2006
    Location
    Raleigh, NC
    Posts
    3,416

    Default Re: FEHB Health Premiums up

    Have to say...

    ObamaCare and our current CrappyCare both suck. Especially if you just purchase on cost. I have always weighed cost and service, but I know that 20-somethings often do not. They are invincible. The best thing about FEHB is that everything is in writing and everything is in one place. That might be a plus for ObamaCare; I think that plans would be presented to customers in a menu like we get.

    I hate insurance and I don't trust future politicians...
    Lookin' up at the 'G Fund'!!!

  14.  
  15. #32

    Join Date
    Apr 2005
    Posts
    14,685
    Blog Entries
    13

    Default Re: FEHB Health Premiums up

    OK FOLKS_ the 2017 Federal Employee Health Benefit Plan enrollment information and new 2017 PREMIUM RATES are now posted over on the OPM's website.

    You can look at all the plan brochures and premiums here:
    https://www.opm.gov/healthcare-insur...tion/premiums/


    Open Season will begin November 14 this year.

    Go take a look, compare plans, and see what is in store. My personal HMO jumped about $30 for 2017.

  16.  
  17. #33

    Default Re: FEHB Health Premiums up

    Quote Originally Posted by James48843 View Post
    OK FOLKS_ the 2017 Federal Employee Health Benefit Plan enrollment information and new 2017 PREMIUM RATES are now posted over on the OPM's website.

    You can look at all the plan brochures and premiums here:
    https://www.opm.gov/healthcare-insur...tion/premiums/


    Open Season will begin November 14 this year.

    Go take a look, compare plans, and see what is in store. My personal HMO jumped about $30 for 2017.
    Blue cross basic plus one up $8 a month. Not bad. A lot of past years it has gone up a lot more.
    100 G
    RSI - Relative Strength Indicator DMA - day moving average

  18.  
  19. #34

    Default Re: FEHB Health Premiums up

    GEHA standard option self + one up only 4%. Not bad. It's usually up 6% - 7% a year.
    Allocations as of COB Dec 28 : 100% S. | Retirement Date:Dec 2025
    Past Returns:
    2020 31.85%,2019 27.97%,2018 -3.36%,2017 13.10%, 2016 -1.79%, 5Yr Avg 12.61%

  20.  
  21. #35

    Default Re: FEHB Health Premiums up

    Carefirst standard family plan up 52 bucks a month to about 475. I know I'm getting old, but I felt that I was only paying 340 or so a month not too long ago. When I first switched from MDIPA, I was paying 281 a month.

    Maybe disown the kid so we can get onto Self Plus One?

    I know, B!t@& and Moan, B!t@& and Moan...

    Thanks for posting this James, much appreciated.

  22.  
  23. #36

    Default Re: FEHB Health Premiums up

    BC/BS basic "self" up $6/month (~4%)...no complaints.

    Quick and dirty purely economic cut shows it STILL makes more sense to carry my own FEHB “self” plan ($154.32) + the Wife’s County Board of Ed “self” plan ($74.11 ; also administered through BC/BS) for a total of $228.43, vs my "self + 1" plan, for $356.72 !!! Saves us $128/month...no-brainer !!!

    Of course, that’s grossly over-simplified...County could ditch the retiree health care benefit in a heartbeat ! ...And I need to compare her benefits vs mine...so far, it hasn’t been an issue. My co-pays went up this year, but she got a premium “holiday” based on good system performance...saved 1 month of her premium since they didn’t deduct it from her retirement check. Also, she becomes Medicare-eligible in 2017...the County drops her premium, and it becomes secondary.

    OTOH, as a Fed, do the premiums change when you become eligible for Medicare ? Not that I can see !!!


    Stoplight...
    "Too old to rock and roll...too young to die"... - I. Anderson


  24.  
Page 3 of 5 FirstFirst 12345 LastLast

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
S&P500 (C Fund) (delayed)
FEHB Health Premiums up
(Stockcharts.com Real-time)
DWCPF (S Fund) (delayed)
FEHB Health Premiums up
(Stockcharts.com Real-time)
EFA (I Fund) (delayed)
FEHB Health Premiums up
(Stockcharts.com Real-time)
BND (F Fund) (delayed)
FEHB Health Premiums up
(Stockcharts.com Real-time)

Yahoo Finance Realtime TSP Fund Tracking Index Quotes