As with any "system", you always need to ask yourself one simple question...
"How's that working out for you?"
If you like the answer, stay with it.
If you don't like the answer, you might consider a change in tactics.
"He stood 6'6 and weighed 245, kinda broad at the shoulder and narrow at the hip...and everyone knew you didn't give no lip to BigJohn..."
As with any "system", you always need to ask yourself one simple question...
"How's that working out for you?"
If you like the answer, stay with it.
If you don't like the answer, you might consider a change in tactics.
CURRENT ALLOCATION: 100% I AS OF C.O.B. 5/22/2017
Two factors to consider:
First, seasonality. For example, the "January effect" strongly favors small caps (S fund) over larger caps (C Fund). There is a nice chart on fidelity.com that I've printed and keep in a file showing seasonality month by month over the last, I think 45 years. Some months favor C Fund.
Secondly, think "the trend is your friend." If C has been running hot for several months, this, and the factors driving it, can override the seasonality indicator. While thinking "the trend is your friend," don't leave out the I Fund. There was a long period when the I Fund was kicking butt. I locked into it and didn't budge. Right now I is dead meat.
My current allocation, when in stocks: S.
Current allocation: 100% S. Good Luck.
Sound similar to something out of Carlos Castaneda's book The Teachings of Don Juan. "Look at every path closely and deliberately. Try it as many times as you think necessary. Then ask yourself alone, one question . . . Does this path have a heart? If it does, the path is good; if it doesn't it is of no use.”
S&P500 (C Fund) (delayed) (Stockcharts.com Real-time) |
DWCPF (S Fund) (delayed) (Stockcharts.com Real-time) |
EFA (I Fund) (delayed) (Stockcharts.com Real-time) |
BND (F Fund) (delayed) (Stockcharts.com Real-time) |
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Yahoo Finance Realtime TSP Fund Tracking Index Quotes |
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