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Thread: PessOptimist's Account Talk

  1. #481

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    Default Re: PessOptimist's Account Talk

    This is getting kind of concerning. S fund keeps on going up. I am meeting my goals but am getting edgy. I only hope that when it finally tanks it does so in a smallish linear fashion. I hate to think of two 5% down days in a row. I am nervous but greedy. Dont want to lose that whopping 20% I have in equities.

    PO

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  3. #482

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    Default Re: PessOptimist's Account Talk

    Well I almost got my projection. Over 5% in two days. First day suddenly 4.5%. It's what I get for thinking "I am almost up to where I was the day I retired".

    Bright side is that my withdrawal was probably taken out today at lower values. I won't know for sure until tomorrow or maybe Tuesday thanks to the near real time updates at TSP.gov.

    Not selling yet. Famous last words?

    PO

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  5. #483

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    Default Re: PessOptimist's Account Talk

    Made an IFT to 100% G effective COB today. It was a nice run in the S fund but I have reached my goal for the year, depending on what happens the rest of the day in the market.

    I think I will sit on the pad until after the election.

    PO

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  7. #484

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    Default Re: PessOptimist's Account Talk

    Today would have been a good day to still be in S fund. Maybe. Since no IFT could be made today, we will see what tomorrow brings. Capt. Obvious.

    aka PO

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  9. #485

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    Default Re: PessOptimist's Account Talk

    So do today's gains get added to tomorrow's gains/losses to arrive at the final TSP share price for tomorrow (no new TSP share prices will be posted today correct?)?

  10.  
  11. #486

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    Default Re: PessOptimist's Account Talk

    Quote Originally Posted by flalaw97 View Post
    So do today's gains get added to tomorrow's gains/losses to arrive at the final TSP share price for tomorrow (no new TSP share prices will be posted today correct?)?
    Correct
    May the force be with us.


  12.  
  13. #487

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    Default Re: PessOptimist's Account Talk

    Quote Originally Posted by PessOptimist View Post
    Made an IFT to 100% G effective COB today. It was a nice run in the S fund but I have reached my goal for the year, depending on what happens the rest of the day in the market.

    I think I will sit on the pad until after the election.

    PO
    Posted that October 9th. Goes to show what I know. I told myself to not figure what that lost me at my 20% S fund allocation but I had to. Whats $20k to a retiree other than a new vehicle down payment or a cheap cruise? Now what for me? Everything seems way too high right now to get back in. I am at a positive total balance figuring in my withdrawals.

    A record high ytd seems to be coming on the autotracker. I am rooting for sparky to reach 100% for the year. The question came up elsewhere about what the highest past return was and the info is available on the autotracker page back to 2010. Previous to that would require more searching.

    2010 35.16%
    2011 26.69%
    2012 31.70%
    2013 38.64%
    2014 28.95%
    2015 23.73%
    2016 31.95%
    2017 26.83%
    2018 20.60%
    2019 35.56%

    Best of luck all of you.

    PO

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  15. #488

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    Default Re: PessOptimist's Account Talk

    You know you are part pessimist (or just supersititious) when you use the word "seems" when the current high ytd is over 90% with three weeks left in the year and the next closest previous record high is 39% Thanks for putting this accomplishment in perspective - pretty amazing Sparky.

    Quote Originally Posted by PessOptimist View Post

    A record high ytd seems to be coming on the autotracker.

    PO

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  17. #489

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    Default Re: PessOptimist's Account Talk

    Whoohoo. Number 115 on the autotracker. If I had chosen a user name like ++11aardvark Id be number 18. Wait, Ive said that before.

    Best of luck to all in 2019.

    PO

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  19. #490

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    Default Re: PessOptimist's Account Talk

    Quote Originally Posted by PessOptimist View Post
    Whoohoo. Number 115 on the autotracker. If I had chosen a user name like ++11aardvark Id be number 18. Wait, Ive said that before.

    Best of luck to all in 2019.

    PO
    PO,

    Not to burst your bubble but after adding all the "Hidden Members" you drop to 250. But you have bragging rights over me. I'm down in the bowls of the AutoTracker at 1106.
    I hope I can do half as good in 2021 as I did in 2020.
    Good Luck.
    May the force be with us.

  20.  
  21. #491

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    Default Re: PessOptimist's Account Talk

    Went 100% G fund in October to see what would happen during and after the election. I saw. As usual when to put my small amount back in to stocks becomes a problem. I wouldnt mind increasing the TSP balance at all but the goal I set was to accept the balance I had when I retired and try to keep it the same after withdrawals. So much for that. Now its mid February. I am contemplating putting 10% back in to S fund and see what happens. I may need to hold my nose and shut my eyes and just let it ride.

    Any comments please.

    PO

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  23. #492

    Join Date
    Jun 2014
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    Default Re: PessOptimist's Account Talk

    I'm sure you know that you missed out on a lot of gains by not risking anything since October. I had a tough year last year and it was combined with a more important personal loss. After a big loss, I was intimidated and finally got in with the idea that you need to protect what you absolutely need for a couple of years and risk the rest to make gains for the future. Once you gain back, you can decide to invest more when the market is advancing and you can increase those gains even more and retreat quickly when you need to.

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