jaswhi88

[jaswhi88]

I began my federal career in September 2008. From the get go, I elected to put 5% into the L 2040 fund and the agency match began in January. I plan to increase my TSP contribution over time as my financial situation improves.

However, I keep wondering if I should reallocate my funds to the G fund until the L 2040 moves into positive territory. Is that a good idea or should I just leave my money as is?

[tsptalk]

Welcome jaswhi88! Buying at the lower prices today may not be a bad idea although there's nothing that says we can't go lower.

You may need to take some time to decide what type of investor you are going to be. Do you want to try to time the market, or are you more comfortable just socking money away for the long term? Both come with risk. Perhaps you can read through the board, or investment book, decide what sounds more comfortable to you, then take action.

Thanks for joining us!

[KevinD]

Welcome!

[jaswhi88]

Thanks for the advice and welcoming messages.

[Guest2]

Thanks for the advice and welcoming messages.

With the IFT Limits imposed upon the TSP Participants across the country,
have you ever considered continuing your 5% future contributions to get
the full Matching Benefit,,,,, then opening a Roth IRA with any extra post
-tax dollars to open up your trading options. It's not something you should
do without a full investigation and understanding of the pit-falls. But I'd
be strongly looking into it, if I had the time ahead of me as you do.

[SawBonez]

welcome to the board.