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Thread: Squalebear's Account Talk

  1. #1321

    Lightbulb Re: Squalebear's Account Talk

    Quote Originally Posted by JTH View Post
    Yep that was some straight up 80s.

    I even got the bear's dancing in sync with the video. The 80s nostasia makes me want to dust off my old boom box, add 16 D Cell batteries, put on some ACDC, and go walking down the street with no purpose in mind.
    Youth is wasted on the young ! I pulled a muscle watching the video !

  2.  
  3. #1322

    Join Date
    Apr 2008
    Location
    Cleveland, Ohio
    Posts
    10,688

    Default Re: Squalebear's Account Talk

    SB, Careful I am ready to pass you in the tracker.


    May the force be with us.

  4.  
  5. #1323

    Lightbulb Re: Squalebear's Account Talk

    Quote Originally Posted by nasa1974 View Post
    SB, Careful I am ready to pass you in the tracker. May the force be with us.
    If my eyes aren't tricking me again, you have already accomplished such a
    worthy goal by being Number#27 while I'm stuck at Number#30. My friend,
    before I start having fun at your expense, let me say "Congratulations" are
    in order! And I'm truly happy to see you in the "Green". Its never easy !

    Now that the important stuff is out of the way, lets have some fun !

    If I'm not mistaken, your tracking began the day before Independence
    Day (7/3/08). In the month of July there were 11 opportunities to gain a
    total of +11.39% and 9 opportunities to lose -10.73% and by (7/31/08)
    you managed to build a resounding +0.24% MTD and YTD (Bravo)! So far
    in August your taking it to the house ! You've gained +1.13% and have
    yet another day to add to your stellar performance. Who knows, maybe
    today will get you over my +1.65% MTD (etched in stone) return. By the
    way, if a rookie joins the tracker on September 2nd and experiences a
    +3.50% gain the very next day, I hope he writes you to let you know
    that he's beating you in the tracker ! Now that would be justice ! :toung:

    I couldn't help but chuckle while I wrote this little sarcastic spoof and
    I hope you got a chuckle or two out of it yourself. That was my intent.
    So come January 1st, 2009 it would appear that a challenge is in the
    offing. I can see it now, one Hamburger from Wendy's Management
    Institute, located in Dublin, Ohio (been there, done that) vs. one
    Pats Cheese Steak from South Philadelphia, PA. (wid or widout). Oh
    yes, been there done that too! Didn't everyone start their careers in
    Fast Food Restaurant? Anyway, hope you had as much fun reading this
    as I did writing it. Good Luck tomorrow ! It better be a positive day or
    you can expect me to gloat alittle. The force will be with you, always!


  6.  
  7. #1324

    Join Date
    Apr 2008
    Location
    Cleveland, Ohio
    Posts
    10,688

    Default Re: Squalebear's Account Talk

    LOL, SB you are one of the best.


    Quote Originally Posted by squalebear View Post
    If my eyes aren't tricking me again, you have already accomplished such a
    worthy goal by being Number#27 (However you failed to point out that I fell from #26) while I'm stuck at Number#30. My friend,
    before I start having fun at your expense, let me say "Congratulations" are
    in order! And I'm truly happy to see you in the "Green". Its never easy !

    Now that the important stuff is out of the way, lets have some fun !

    If I'm not mistaken, your tracking began the day before Independence
    Day (7/3/08). In the month of July there were 11 opportunities to gain a
    total of +11.39% and 9 opportunities to lose -10.73% and by (7/31/08)
    you managed to build a resounding +0.24% MTD and YTD (Bravo)! So far
    in August your taking it to the house ! You've gained +1.13% and have
    yet another day to add to your stellar performance. (Thank you) Who knows, maybe
    today will get you over my +1.65% MTD (etched in stone) return. (Master I am but a Jedi apprentice) By the
    way, if a rookie joins the tracker on September 2nd and experiences a
    +3.50% gain the very next day, I hope he writes you to let you know
    that he's beating you in the tracker ! Now that would be justice ! (Yes, it would be a humbling experience.)

    I couldn't help but chuckle while I wrote this little sarcastic spoof and
    I hope you got a chuckle or two out of it yourself. That was my intent.
    So come January 1st, 2009 it would appear that a challenge is in the
    offing. I can see it now, one Hamburger from Wendy's Management
    Institute, located in Dublin, Ohio (been there, done that) (actually had a meal at the very first Wendy's in Columbus, Ohio many years ago) vs. one
    Pats Cheese Steak from South Philadelphia, PA. (wid or widout). Oh
    yes, been there done that too! Didn't everyone start their careers in
    Fast Food Restaurant? (Nope never had to say "would you like fries with that". Through high school I worked at the neighborhood library and at the local drug store). Anyway, hope you had as much fun reading this
    as I did writing it. Good Luck tomorrow ! It better be a positive day or
    you can expect me to gloat alittle. The force will be with you, always!

    May the force be with us.

  8.  
  9. #1325

    Exclamation Re: Squalebear's Account Talk

    Quote Originally Posted by nasa1974
    (However you failed to point out that I fell from #26)
    I wasn't trying to make you cry for goodness sakes, that is sad though ! :toung:

    (Thank You)
    Don't thank me, Thank the FRTIB for drowning our profits !

    (Master I am but a Jedi apprentice)
    Arise my young apprentice, from this day forward you will be known as;
    Darth-Bear ! If the Market turns around, we'll call you Darth-Bull !

    (Yes, it would be a humbling experience.)
    Darth ! I don't want humble, I want blood in the streets !

    (actually had a meal at the very first Wendy's in Columbus, Ohio many years ago)
    Before getting my Diploma, I was required to work Lunch in Columbus.
    I couldn't wait to get out of there, so I could get me a Arby's Roast Beef.

    (Nope never had to say "would you like fries with that".)
    Suggestive Selling added at least 1% to my profit sharing arrangement.
    My people loved me so much, they tried to sell napkins. I had to put a
    stop to it, but thats what I called "motivation" !

    (Through high school I worked at the neighborhood library and at the local drug store).
    I bet you picked up a lot of chics there ! I actually met my wife at the
    Hot & Juicy Hangout! 28 years later, she still thinks I'm a Control Freak,
    Obsessive Compulsive, Underpaid and Over Worked Cyborg ! So I ask her;
    "isn't there anything negative you want to tell me?"
    Nasa, you've made my day ! Thanks !

  10.  
  11. #1326

    Join Date
    Apr 2008
    Location
    Cleveland, Ohio
    Posts
    10,688

    Default Re: Squalebear's Account Talk

    SB, I posted some links to the FRTIB on my account. If you have some time this weekend there is some interesting information. One other link is for the monthly meeting minutes: http://www.frtib.gov/FOIA/minutes.html
    Enjoy!

    Master BS. OOPS! Sorry! Master SB have a nice labor day weekend.


    May the force be with us.

  12.  
  13. #1327

    Exclamation Re: Squalebear's Account Talk

    Quote Originally Posted by nasa1974 View Post
    SB, I posted some links to the FRTIB on my account. If you have some time this weekend there is some interesting information. One other link is for the monthly meeting minutes: http://www.frtib.gov/FOIA/minutes.html
    Enjoy!

    Master BS. OOPS! Sorry! Master SB have a nice labor day weekend.


    May the force be with us.
    Thanks Darth-Bear,

    I downloaded them last night and plan to read them as time allows. I hope
    L2R takes a moment and disects the information as she does so well. We
    might even do a comparison of pre-limit expenses vs. the 2nd Qrt. I'd be
    seriously interested in seeing how they differ and more importantly, Why !

    I did notice one thing when I scanned over the thing. I posted this some
    where, but I said they will use the Market Volitility as an excuse. I read
    the very same thing in the minutes. The Hardship Loans and Withdraw
    increase never addresses the possibility that members are bailing out of
    the TSP for less restrictive accounts. There's lots to be found I'm sure.

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  15. #1328

    Question Re: Squalebear's Account Talk

    I thought I'd throw this on my thread, it kinda got lost in another.

    A few questions comes to mind when I think about taking my money out of the TSP and putting it into an IRA;

    Q1- For a guy like me, who trades frequently, What kind of cost would I
    incurr with,,,,,say,,,,,,4 transfers per month,,,,,and DCA'ing 4 more times
    back into safety. (on a yearly basis). I know it will vary based on what
    company I go with, but an average is what I'm looking for.

    Q2- If I trandfer a large sum from my TSP into a Traditional IRA, then 3
    years later (before 59-1/2) make a lump sum withdraw from the IRA, don't
    I have 30days before I find myself in a tax situation.

    Q#3- Can't I take that Lump sum and deposit into my Checking Acct and
    then Tranfer it back to my TSP if desired. Or even get a Cashiers Check
    and send it to the TSP without problems.

  16.  
  17. #1329

    Default Re: Squalebear's Account Talk

    Quote Originally Posted by squalebear View Post
    I thought I'd throw this on my thread, it kinda got lost in another.

    A few questions comes to mind when I think about taking my money out of the TSP and putting it into an IRA;

    Q1- For a guy like me, who trades frequently, What kind of cost would I
    incurr with,,,,,say,,,,,,4 transfers per month,,,,,and DCA'ing 4 more times
    back into safety. (on a yearly basis). I know it will vary based on what
    company I go with, but an average is what I'm looking for.

    Q2- If I trandfer a large sum from my TSP into a Traditional IRA, then 3
    years later (before 59-1/2) make a lump sum withdraw from the IRA, don't
    I have 30days before I find myself in a tax situation.

    Q#3- Can't I take that Lump sum and deposit into my Checking Acct and
    then Tranfer it back to my TSP if desired. Or even get a Cashiers Check
    and send it to the TSP without problems.
    Lady, your expertise is required..

  18.  
  19. #1330

    Join Date
    May 2008
    Location
    Utah
    Posts
    1,991

    Default Re: Squalebear's Account Talk

    Quote Originally Posted by squalebear View Post
    A few questions comes to mind when I think about taking my money out of the TSP and putting it into an IRA;

    Q1- For a guy like me, who trades frequently, What kind of cost would I
    incurr with,,,,,say,,,,,,4 transfers per month,,,,,and DCA'ing 4 more times
    back into safety. (on a yearly basis). I know it will vary based on what
    company I go with, but an average is what I'm looking for.

    Q2- If I trandfer a large sum from my TSP into a Traditional IRA, then 3
    years later (before 59-1/2) make a lump sum withdraw from the IRA, don't
    I have 30days before I find myself in a tax situation.

    Q#3- Can't I take that Lump sum and deposit into my Checking Acct and
    then Tranfer it back to my TSP if desired. Or even get a Cashiers Check
    and send it to the TSP without problems.
    SB, my fine bear, L2R has more faith in my knowledge base than I do, unfortunately!

    The only small piece of your question that I can help with is to tell you that (regarding question #3), if you're talking about taking the lump sum before before you retire, then it would be handled like any other TSP loan and payback. And if you're talking about taking a lump sum out after you retire, then you can't put it back in your TSP account.

    And I can't help at all with the other questions. Wish I could.

    Who else can step in and help out our Bear Brother here? Anyone?

    Lady

  20.  
  21. #1331

    Default Re: Squalebear's Account Talk

    SB, I've got 6 admissions I need to urgently address so barely had time to look at your questions.

    Let me just say briefly - as a friend and as a Brother - please don't get caught up in the "negative sentiment" with Barclays and the limited IFTs.

    Seriously - the more frequently you trade - the more likely you are to lose it all. The odds are way more in favor of losing "not winning".

    Talk with your wife and make sure she's 100% behind your decisions. Remember the TSP is meant for the golden years of retirement and not as "a lump sum" to cash in on for frequent trading.

    Get your mind off the daily (and all the more - the weekly stuff) and try to really let your heart give you a sense of where the Markets are going over the rest of the year (the next 3 months). Then shift your account and hold tight.

    Your questions and concerns kind of scare me - my friend - I'd hate to see you lose a good thing.

  22.  
  23. #1332

    Join Date
    Jul 2007
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    Europe
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    Default Re: Squalebear's Account Talk

    Quote Originally Posted by Steadygain View Post
    Your questions and concerns kind of scare me - my friend - I'd hate to see you lose a good thing.
    I would have to respectfully flip the coin and point out that you can't win if you don't play and aren't' willing to accept some risk.

    I'd rather take out a TSP loan and take an educated risk. Spreading your options around isn't a bad idea. Who knows what the TSP Board will do in the future? After all, they have already screwed me over by changing the IFT rules AFTER I made a commitment to invest in them.

    As for me, I'm young (35) and still have plenty of time on my side. And when I do take out a TSP loan to open an IRA, I won't be taking out all of it.

    Too many factors, age, time, money, taxes... SQ, as long as you weigh your risk and expel your ego in the process, you'll make the right choice.


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