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  1. Replies
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    Re: 2020 TSP Contribution Limits Adjustments

    Well, your regular contributions add up to $750/pp which would max you out in 26 pps. The only problem I see is that you say you will be 1 pp short so you won't max out your regular contributions. ...
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    Re: Social Security,now or later?

    James, be aware that SS does use inflation adjusted values for your earlier salaries so calculating this yourself is not so easy.

    In my mom's case she had a lot of partial employment early on...
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    Re: Social Security,now or later?

    It really does come down to personal choice. I tried to talk my mom into waiting but she wouldn't. She took SS at 62 and continued to work part time making sure not to go over the annual earning...
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    Re: There are over 49,000 TSP Millionaires!!

    Yeah, then the media will use that to claim that federal employees make too much money and need to be cut back. :mad:
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    Re: There are over 49,000 TSP Millionaires!!

    This morning the poll is up to 52 YES and 569 NO.

    That's still around 8% Millionaires.
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    Re: There are over 49,000 TSP Millionaires!!

    There is a poll on FedSmith today asking if you have over $1 million in your TSP account.

    So far 28 have answered yes and 311 have answered no.
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    Re: There are over 49,000 TSP Millionaires!!

    The FedSmith article also has data on lesser TSP amounts that we can compare ourselves to. I don't expect that there are too many of the 49,000 millionaires here on TSPTalk. I'd be happy with half...
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    Re: Unemployment Rate over 12 Month MA Strategy

    Here is the unemployment rate for December:



    Rate:
    3.5%


    12 MMA:
    3.67%
  9. Replies
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    350,392

    Re: Whipsaw's Account Talk

    The market isn't making any sense to me right now. With the Iran question on the table I would expect the markets to be tanking. Instead it's being seen as a buying opportunity as panicked sellers...
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    Re: Alternate LMBF methods

    Well here is how the TSP Funds and the LMBF-1 systems did for 2019:



    G Fund
    F Fund
    C Fund
    S Fund
    I Fund
    LMBF-1
  11. Replies
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    53,726

    Re: Alternate LMBF methods

    Here is the monthly return as of 12/30/19:



    Date
    G Fund
    F Fund
    C Fund
    S Fund
    I Fund
  12. Replies
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    Re: Cactus' Account Talk

    I was in the S Fund all year. The C Fund is the winner right now, but the S Fund was in the lead until August. I've been waiting for it to catch up but it may not if it is presaging a coming...
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    Re: Cactus' Account Talk

    Well, it's been almost a year since my last move. That's right -- I haven't made a single move in 2019. What can I say; it was a Buy-N-Hold year for me and it paid off. Sure, I could have made...
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    Re: Downtime - Sorry!

    Thank-you for the explanation, Tom. I was afraid our work firewall was locking you out again. ;damnit

    I'm so happy that wasn't the case. :banana:
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    Re: FEHB and Medicare ?

    OK, This looks like a good place to ask this question:


    Is our FEHB coverage the same before retirement and afterwards with Medicare?


    In particular, if I do not take Part B will my FEHB...
  16. Replies
    66
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    13,278

    Re: Unemployment Rate over 12 Month MA Strategy

    Hereis the unemployment rate for November:



    Rate:
    3.5%


    12 MMA:
    3.70%
  17. Replies
    331
    Views
    53,726

    Re: Alternate LMBF methods

    The Winner for November is the S Fund. Date G Fund F Fund C Fund S Fund I Fund 27-Nov2019 0.13% (0.06%) 4.02% 5.22% 1.64% That means the following IFTs take place before noon Friday,...
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    Re: coolhand's Account Talk

    Well the answer to inefficient government run programs has traditionally been the private sector. Just look at SpaceX and the other private rocket companies bringing down the cost of entering space....
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    Re: TSP TWO-FACTOR Authentication to be mandatory

    Well, I phoned into the TSP menu and let it pass me one to a contact representative. According to her this Two-Factor authentication only pertains to the web access and not to the phone menu access....
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    Re: TSP TWO-FACTOR Authentication to be mandatory

    Look in your spam folder. :D For me it will send the code to my home email but here at work they must block it because it doesn't get through.
  21. Replies
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    Re: TSP TWO-FACTOR Authentication to be mandatory

    I have for web access but can't figure out what to do for the phone. When you call into TSP menu they give you the same two factor authentication message but don't tell you what to do. If I'm the...
  22. Replies
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    13,278

    Re: Unemployment Rate over 12 Month MA Strategy

    Here is the unemployment rate for October:


    Rate:

    3.6%



    12 MMA:
  23. Replies
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    53,726

    Re: Alternate LMBF methods

    The Winner for October is the I Fund once again. :)DateG FUNDF FUNDC FUNDS FUNDI FUND30-Oct-190.14%(0.25%)2.46%2.63%3.51%That means the following IFTs take place before noon today, 31-Oct-2019:

    ...
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    37,437

    Re: Cactus' Account Talk

    A worthy goal to work towards: https://www.marketwatch.com/story/maxing-out-a-401k-is-surprisingly-rare-but-may-be-easier-than-you-think-2019-03-05
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    Poll: Re: An ELECTRIC Harley - Davidson?

    Does it have speakers to broadcast the traditional Harley sound? :D
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SPY (C Fund) (delayed)

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EFA (I Fund) (delayed)

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AGG (F Fund) (delayed)

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