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  1. Replies
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    Re: To Roll or not to Roll

    I'm in a similar situation and it's a tough call; still undecided but leaning towards leaving in TSP b/c of low expenses, simplicity of investment choices, and away from investment sharks who may be...
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    Re: Moving your money to a 401(k) plan elsewhere.

    Great idea; plus "pros and cons" of moving from or staying in TSP would be extremely helpful for us soon-to-be retirees.

    Ed
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    Re: Maximize TSP contributions for Jan.3 retirement

    Thank you. Ed
  4. Replies
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    Re: Maximize TSP contributions for Jan.3 retirement

    Does the transfer from Voluntary Contribution Plan to TSP include both principal and interest? Do you have the reference publication?

    Many thanks,

    Ed
  5. Thread: Long Term Tally

    by Ed
    Replies
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    21,723

    Re: Long Term Tally

    Here is my view for whatever it's worth of "buy and hold" versus "market timing" which has, frankly, changed over the years of investing.

    It reminds me of the "buy term and investment the...
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    Re: TSP NOT tax deferred in some states?

    Thank you for the web site; very helpful.

    Ed
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    Re: TSP NOT tax deferred in some states?

    1) Do you have a source that shows which states exempt federal pensions from state income tax?

    2) 1) Do you have a source that shows which states exempt TSP distributions from state income tax?
    ...
  8. Thread: I just Joined

    by Ed
    Replies
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    3,862

    Re: I just Joined

    Correct.
  9. Replies
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    Re: Interfund Transfer 10/02 for 10/03/07

    Interesting indeed!
  10. Re: If I know my income will increase in the next few years...

    Go for it...sounds like a good plan...I like to know which job and agency you work for; I'd like to apply.

    Ed
  11. Replies
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    Re: Break even point for TSP real estate loan?

    This may help which is the cost of TSP loans.

    http://www.tsp.gov/cgi-bin/byteserver.cgi/forms/oc96-16.pdf

    Ed
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    Re: Recommended allocations after retirement

    You can check the web site for Monte Carlo Simulation Models which may provide a key to the proper asset mix in retirement to avoid outliving your money.

    Ed
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    Re: Confused about ANNUITIES

    Sound advice...thank you.

    Historical TSP annuity rates have exceeded 9% when "i" rates were high. Interest rates will eventually go back up, and suggest when that time comes, you may want to...
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    Re: Who wants to be a Millionaire?

    I agree; start early and max out as much as possible. Our goal when I hit MRA hit in 13 months was to have $1M in our TSP accounts (mine and wife). Getting very close if not at MRA then hopefully...
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    Re: Protect Yourself Against Inflation

    Thank you...sound advice.

    Ed
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    Poll: Re: TSPLookup - Introduction, Comments & Questions Thread

    How do I download file? Thanks for your input.

    Ed
  17. Thread: Redeposit Credits

    by Ed
    Replies
    6
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    3,893

    Re: Redeposit Credits

    The short answer is yes...buy back your time.
  18. Replies
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    Re: Recommended allocations after retirement

    Here's is one suggestion.



    Portfolio E

    Stocks
    60%
    38% Large Cap Stocks, or C Fund
    12% Small Cap Stocks, or S Fund
  19. Replies
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    Re: Recommended allocations after retirement

    Google "Monte Carlo Simulation" model which may help determine the asset mix. The financial community seems to generally agree the percentage to draw down retirement assests should be no more than...
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    Re: Recommended allocations after retirement

    Do a google search for the "Monte Carlo Simulation" model which may help you determine the right mix of assets from which to withdraw during retirement.

    Ed
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    Re: Who wants to be a Millionaire?

    Thanks for sharing...I saw this calculator some time ago and revisited after reading your e-mail. With a 13% return, our TSP accounts (wife and I) are projected to hit $1M in 1 year and 17 months. ...
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    Re: To Roll or Not to Roll

    That's a tough question. I'm eligible to retire in 15 months and leaning to keep funds in TSP, at least for a while, because:

    1) Low administrative expenses, and
    2) Security (perceived)
    3) Less...
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    Re: TSP Tax Questions 101

    I was told by an accountant that NYS does not tax defined benefit plans (CSRS and FERS) and taxes defined contribution plans (TSP). You should check with the state income tax department to be sure....
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    Re: 529 College Savings Accounts

    Carey:

    Go to www.irs.gov and search for Publication 970 which has information about all the educational programs available including 529 plans.

    Hope this helps.

    Ed
  25. Re: Any Posssibility of Educational Withdrawls in the Future

    My understanding is that you can take a TSP loan for any reason, including eduction, up to $50K.

    Ed
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SPY (C Fund) (delayed)

(Stockcharts.com Real-time)
DWCPF (S Fund) (delayed)

(Stockcharts.com Real-time)
EFA (I Fund) (delayed)

(Stockcharts.com Real-time)
AGG (F Fund) (delayed)

(Stockcharts.com Real-time)