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  1. Replies
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    Re: James48843 Account Talk

    Best of luck James!
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    Re: New Retirement Talk Page

    Any chance you can accumulate a pile of annual leave between now and retirement? Usually get paid for A/L within 3 weeks or so. Works great for extra funds while waiting for OPM!
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    Re: amoeba's Account Talk

    Good advice as trading on headlines is usually a fools game since whatever impact they have up or down almost always reverses in the short term!
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    Re: Save for Retirement or a House?

    Tom, As an old retiree I wish I had been smart enough to put aside money for my retirement in my twenties. The longer it is invested the bigger it gets. If you buy a house what will you have in 30...
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    Re: TSP avg. life expectancy 115?

    Fix, the information you received doesn't make sense. I suggest you call back and speak to another representative. If necessary ask where they got the information. Brochure number, etc. Keep...
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    Re: coolhand's Account Talk

    Cool Hope everything goes well for you during Dorian! Stay safe! Hopefully it spins out into the Atlantic and disappears. Best of luck to you and yours!
    Scout
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    Re: coolhand's Account Talk

    Thanks Cool! I don't mind admitting I'm scared and have been scared for awhile! I'm out for now as well.
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    Best States for Taxes in Retirement

    Hello Fellow TSP'rs, Considering moving to North Carolina mountains for our future retirement home. Anyone retired in North Carolina? Is North Carolina a good state for retiree taxes? How do they...
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    Re: Tsunami's Account Talk

    RF, that's just what markets do! LOL they make all of us look silly! We just try to make the correct call +51% of the time. Best of luck to us all!
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    Re: Time to Refinance Mortgage?

    PM, most mortgage brokers will offer the no closing cost option. Credit unions and banks generally have fixed procedures and don't like to deviate from them. You may have to check around some to...
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    926

    Re: Time to Refinance Mortgage?

    Nice PM! What are their closing costs like? Some lenders will do a no closing cost refi- for a 1/4 to 1/2% higher interest rate. I like that option because if you decide to move you haven't paid...
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    Re: Social Security,now or later?

    Nice analysis 29! When I looked at this I didn't really have a choice since I had CSRS Offset. Seemed pretty easy decision though -How long will it take you to recover the money you give up by...
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    Re: coolhand's Account Talk

    Cool, we'll certainly miss you! Hope you enjoy your retirement! Your posts are always a must read and one of the first I read. Not everyone can explain charts where they actually make sense. Best...
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    Re: PessOptimist's Retirement Story

    Hello PO, Just saw this, hope SO is doing well! Will pray for you both back surgeries can be a long drawn out and painful healing process. tough for patient and caregiver! Best of luck to you both!
  15. Re: New to TSPTalk and a bit lost. MRA and 30+ years. Help

    Hello Steve, I like staying with TSP due to low fees. One option allows you to elect a lump sum withdrawal but make partial withdrawals monthly. You choose how much you withdraw monthly. i.e. once...
  16. Replies
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    Re: PessOptimist's Retirement Story

    T your withdrawal amounts will usually be deposited 3 or 4 days after it is posted on the TSP site. My experience has been that it can be different days every month. Close but can be as much as 7...
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    Re: Long Term Care Insurance

    It is pretty shocking how much it can cost for long-term care. My mom had alzheimers and dementia and lived over 18 years in an assisted living facility. Estimated we spent 3/4 of a million dollars...
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    Re: Too much $$$ in a 529 plan???

    Great idea! We have been contributing for our grandchildren since they were born! The more you can front-end load the accounts the more efficiently they will grow! We put in $1000 for their first...
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    Re: Retirement stories

    Thanks for sharing James! Pretty tough for those caught in the middle of the shutdown.
  20. Re: Best way to determine the correct Federal withholding for annuity

    https://www.narfe.org/pdf/StateTaxRoundup.pdf NARFE has their new state tax roundup available to download on their site.
  21. Re: TSP- and RETROACTIVE PAY RAISE BULLETIN ISSUED

    What the heck is breakage?
  22. Re: Best way to determine the correct Federal withholding for annuity

    JMHO but the easiest method is to use the OPM withholding for the first year of retirement and adjust up or down as needed for year two. If you don't have any other income sources you are likely...
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    Re: nasa1974's Account Talk

    I'll Check!
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    Re: nasa1974's Account Talk

    I knew there was something sticky in my pants just not sure what. LOL should I keep them on or change quickly!
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    Re: Retirement Talk - 03/19/19

    Love it! Certainly doesn't surprise me!
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