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  1. Replies
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    Re: coolhand's Account Talk

    Cool, we'll certainly miss you! Hope you enjoy your retirement! Your posts are always a must read and one of the first I read. Not everyone can explain charts where they actually make sense. Best...
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    Re: PessOptimist's Retirement Story

    Hello PO, Just saw this, hope SO is doing well! Will pray for you both back surgeries can be a long drawn out and painful healing process. tough for patient and caregiver! Best of luck to you both!
  3. Re: New to TSPTalk and a bit lost. MRA and 30+ years. Help

    Hello Steve, I like staying with TSP due to low fees. One option allows you to elect a lump sum withdrawal but make partial withdrawals monthly. You choose how much you withdraw monthly. i.e. once...
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    Re: PessOptimist's Retirement Story

    T your withdrawal amounts will usually be deposited 3 or 4 days after it is posted on the TSP site. My experience has been that it can be different days every month. Close but can be as much as 7...
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    Re: Long Term Care Insurance

    It is pretty shocking how much it can cost for long-term care. My mom had alzheimers and dementia and lived over 18 years in an assisted living facility. Estimated we spent 3/4 of a million dollars...
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    Re: Too much $$$ in a 529 plan???

    Great idea! We have been contributing for our grandchildren since they were born! The more you can front-end load the accounts the more efficiently they will grow! We put in $1000 for their first...
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    Re: Retirement stories

    Thanks for sharing James! Pretty tough for those caught in the middle of the shutdown.
  8. Re: Best way to determine the correct Federal withholding for annuity

    https://www.narfe.org/pdf/StateTaxRoundup.pdf NARFE has their new state tax roundup available to download on their site.
  9. Re: TSP- and RETROACTIVE PAY RAISE BULLETIN ISSUED

    What the heck is breakage?
  10. Re: Best way to determine the correct Federal withholding for annuity

    JMHO but the easiest method is to use the OPM withholding for the first year of retirement and adjust up or down as needed for year two. If you don't have any other income sources you are likely...
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    Re: nasa1974's Account Talk

    I'll Check!
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    Re: nasa1974's Account Talk

    I knew there was something sticky in my pants just not sure what. LOL should I keep them on or change quickly!
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    Re: Retirement Talk - 03/19/19

    Love it! Certainly doesn't surprise me!
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    Re: coolhand's Account Talk

    Too bad! Wonder if he ever bought the dream retirement house in Cashiers, NC?
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    Re: coolhand's Account Talk

    Thanks again Cool! Appreciate your comments as always! Speaking of bulls has your friend heard from Birchtree lately?
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    Re: March Madness Contest 2019

    Sorry I was too late to post a bracket.
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    Re: Planning for Retirement

    Lots to consider but generally the closer you get to retirement and the less time you have to invest the less benefit you gain from the ROTHs. If you are a youngster and can start putting money in...
  18. Thread: 40+ Pushups

    by Scout333
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    Re: 40+ Pushups

    Thirty years ago?
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    Re: longing to retire

    Nice! You did a lot of things right! You started early and kept socking away the contributions through good years and bad! Best of luck to you in your retirement!:smile:
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    Re: PessOptimist's Retirement Story

    PO, looks like you're well on your way! May take a couple of months of Interim Pay before everything is finalized. Anything beyond 60 days might be worth a call to OPM to check on things! JMHO
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    Re: What Will You Do When You Retire?

    RF, best of luck to you and your wife! Enjoy your time together! Good advice for all of us as we never know how much time we have!
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    Re: PessOptimist's Retirement Story

    PO, I retired 1-3-14 and everything flowed fairly smoothly except for the final check clearing up all the estimates which I didn't get until May, 2014. Quote below has various estimated dates and...
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    Re: Repaying TSP Loan

    RG I haven't used the general purpose loan program but I have used the residential loan option. I suspect that the problem is that you are including the unpaid portion of your loan in the vested...
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    Re: DreamboatAnnie's Account Talk

    Just from observation of the markets over 40 years any market moves based on geo-political or domestic news tend to reverse in the near term while effects of earnings tend to be more longer lasting! ...
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    Poll: Re: Your furlough status?

    I retired at 62 and would have stayed at least till 67 if it were not for 3 years with no pay increases. I miss the work and the people a lot! Don't miss the BS such as government shut downs and...
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