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What my cheesy allocation in C/S/I allows is time.

I'm trying to keep politics out. I left money on the table during the Obama presidency because my economic and political beliefs interfered with...

The Futures Looks Bright,
But, I Gotta Wear Shades :D

Again, I cannot fathom why an inflation rate of a mere 8.5% is a good thing. The FED wants 2%. It is going in the right direction so...

If inflation subsides to 4% - 5% the FED will back off.

If it accelerates they will hammer it.

The FED's main job is to ensure the integrity of the U.S. dollar. To do so they want a 2%...

Ok, so equities seem to be in a rebound.

I haven't seen a reason for a rebound. The FED will keep raising rates - but that will really only affect consumers and debt laden corporations unless...

I wouldn't exactly call a -0.35% move 'tanking'.

But, we shall see. There is still time.

Yup, that is why bonds are tanking...

Actually, kinda hoping for it. Get 'er done with. And besides, now you have to yank another $750 Billion out of the system.

Guidance: Don't be 100% out of the market.

I'm feeling a bit like you at only 30% in C/S/I. I've left money on the table with the recent upturn, but I have collected some of it. Also, I...

I have direct experience with a credit card, but only heard about HELOCs being called from the media and a friend. Both happened during the depths of 2008/9.

I had a credit card with a 7%...

Ok, so Intuit's mortgage grinder business is selling home equity mortgages as:

You can use your home equity as an ATM!!!
and, you can use a home equity loan as a cash reserve!!!

Sure, that's...

Post duped

I actually want to be wrong on this, but I am not putting my money on it...

I would much rather be invested then camping in cash and losing to inflation - guaranteed.

I tried to hold firm. I...

Powerlifter Powell absolutely has to bang interest rates higher to deal with inflation.

Powell doesn't want to be the guy with a legacy of causing hyper-inflation

Winter is coming. Night is...

They 'dumbed down' the new site without making it easier to use.

Anyone else think these dummies are going to get rid of the 'Share Price History' list? That sure looks like the previous site. ...

Beware the 'Ides of F'.

Bonds are priced mostly by math. When the FED jacks the FED Rate by a point the price of the existing bonds in the F-Fund will dump. If that happens (pure math) then...

So, all you need is a 14% to 17% gain on your assets for this year to be a normal year.;damnit

Current Allocation (as of COB Monday, July 14, 2022):



Fund
Allocation
Banal Thoughts


G

We ARE either in recession or in a 0% growth pattern.

Companies and people do not want to invest in this environment. This is a choice we made...

One good thing is that the results of that...

The FED has raised rates by 1.50%
The FED is not the problem

The FED probably should have been raising interest rates over the past two years. I really don't think they expected the Gubmint to...

Just as the FED started to talk about pulling the easy money out of the system...

Our politicians shoved more easy money into the system.

Do not forget: We voted for this.

The 'Merican...

Oh, it will land alright.
Of that we can be certain.

I'm not certain folks really comprehend what is happening. In the S-Fund we are 3/5ths of the way to a 2008/9 crash. The F-Fund is X3 the...

Kinda doubt it, but even if the EoD does pop up this is not a market for wishful thinking :eek:

The only reason we have dumped so far is Federal policy - and, State policy where appropriate. This...

A not so nice bounce this morning. More of a spat.
But, this is dumb money hour.....
We shall see...

However, early afternoon doesn't seem very sunny either. Yesterday might have been a dead...

And, just to think...

4% is the generally accepted norm for annual distributions from a retirement account. The C-Fund has lost 5+ years of annual retirement distributions.

Joy to the world.
...

Ugh...

If my two brain cells are still functional and computing, I have lost more (on a percentage basis) YTD this year than I did in 2008.

All this because I wanted to avoid letting politics...

Doesn't look like a lot of dip buying out there. Still early and the decline is minimal so far. Smart money is EOD, I just looked at dumb money - so, there is that.

However, if there are minimal...