MB - My opinion (2 cents): diversify. Do some of it all. Property, investments, TSP, etc. Consult with your accountant! A low rate / low principle mortgage will aid itemizing for the IRS (remember the medical cost for being older), or do you want the std. deduction? You need to set a goal for yourself and have a plan that assist you in getting there. If property goes in the toilet, you still have your investments and TSP. If investments goes... well you get the picture.
Spaf
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