Re: Recommended allocations after retirement
Many feel that you should allocate in such a fashion so as to be able to accrue gains to offset some or all of the amount you withdraw. While this is a different amount relative to the needs of each individual, a popular suggestion is to expect to maintain a 4% rate as equilibrium. I will likely expect somewhat more than that, but plan to manage my TSP account agressively.
It will depend on what you have, what you need and how long you expect to live.
Best of fortune... and congratulations on your retirement!
Originally Posted by
MohammadXX
For those who are retired and withdrawing funds from their account (because they need to), what percent do you recommend remain in either C, S or I? Do you stash it all in G for safety or do you put some in stocks hoping for a profit?
Now that I'm retired and not making contributions, I seem to fear the losses more. Conversely, I feel like I'm missing out at 100% G. Thanks.
Mo
Official Retirement Date: 06-31-2014!
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