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Thread: Should Federal Retirees Take Medicare Part B?

  1. #13

    Join Date
    Apr 2008
    Location
    Cleveland, Ohio
    Posts
    11,179

    Default Re: Should Federal Retirees Take Medicare Part B?

    Quote Originally Posted by DreamboatAnnie View Post
    So sorry to hear about your wife passing away NASA. I pray God will heal your broken heart and bring you peace.
    Thanks DA.
    Everyone tells me it takes time. We were married 42 1/2 years. I walk into a room thinking I will see her sitting there. Some days are better than others.
    May the force be with us.

  2.  
  3. #14

    Default Re: Should Federal Retirees Take Medicare Part B?

    Quote Originally Posted by nnuut View Post
    I've had both for a long time, it's not cheap but I very seldom have to pay a thing! "NOTHING"
    I have both and it has worked well for us. My spouse spent over 70 days in the hospital this year and bills would have exceeded $ 3/4 million. Our costs were almost nothing. Working without a safety net is great until you need it. Then you REALLY need it. As always it is an individual decision.

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  5. #15

    Join Date
    Jul 2016
    Location
    Texas
    Posts
    2,206

    Default Re: Should Federal Retirees Take Medicare Part B?

    Sorry about your losses Scout333 & Nasa1974.

    I'm glad it has worked out well for those that have both. My mother has both + tricare for life & long term care insurance which makes her feel secure.

    We all have a safety net with FEHB. as they have an annual out of pocket expense limit between $5-$7K. Depending on your situation and Medicare premiums, one bad year would be offset by ~2-4 good years in MC premiums....we pay for it one way or another. It is a cost benefit analysis with many factors IMO.

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  7. #16

    Join Date
    Dec 2009
    Location
    Oregon
    Posts
    3,630

    Default Re: Should Federal Retirees Take Medicare Part B?

    My two cents as someone who took Part B and kept my FEHB coverage. If you can afford it, do it -- the security and peace of mind are well worth it. I don't miss the money it costs one bit.

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