I'm sure you found your answer by now, but it's the Retirement Annuity Supplement (RAS) that will take the hit if you make over a certain amount. You lose $1 of RAS for every $2 you receive in earned income depending on the earnings test. I think that number is something close to $19,000 for 2021.
It is gross income is what matters. If you were to contribute to an IRA, it wouldn't lower your amounts for the earnings test.
There were a few people who retired years ago and came back to do odd jobs around the office. They were doing two days a week and kept talking about needing to keep their earnings under that amount. It was like a constant game they played.
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