Re: Advice please home/tsp in retirement
Great question, Dave ! ...and congratulations on being in such a "predicament" ! You're way ahead of an awful lot of people in this world...
The one BIG question that only you can answer is : How much risk are you comfortable taking ? What keeps you awake at night ?
There sure is something to be said for paying off your home and owning it free and clear. OTOH, the siren song of returns greater than your loan's 3.5% is strong.
Also, if there is a spouse or dependents in the picture, be sure to think about all angles before deciding...
For the record, when I retired in 2012, I chose to keep my 15 year mortgage @ 3.25%, rather than paying it off with my TSP investments.
Best of luck ! Let us know what you decide to do, and why...others here will benefit from your experience !
Stoplight...
"Too old to rock and roll...too young to die"... - I. Anderson
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