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Thread: nasa1974's retirement story

  1. #25

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    Default Re: nasa1974's retirement story

    At this point in the economic cycle you can't go wrong buying dividend paying banks - they are purrfect for a Roth IRA. Review my thread #13643 for a step ahead. Make out your list and then buy them on a dollar cost averaging basis and with dividends on reinvestment you can walk away and rest assured that there will be growth.

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  3. #26

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    Default Re: nasa1974's retirement story

    Quote Originally Posted by Birchtree View Post
    At this point in the economic cycle you can't go wrong buying dividend paying banks - they are purrfect for a Roth IRA. Review my thread #13643 for a step ahead. Make out your list and then buy them on a dollar cost averaging basis and with dividends on reinvestment you can walk away and rest assured that there will be growth.

    Thanks Birch. May look into getting some individual stocks as well. Sure wish I would have bought 1,000 shares of Apple in the 90's.
    May the force be with us.

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  5. #27

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    Default Re: nasa1974's retirement story

    Just got an E-mail from one of the HR Specialists here at Glenn.

    Hi Martin-

    The NSSC notified me that you will be retiring effective 5/3/12. Attached is the Employee Separation Clearance Form, NASA C-432a, for you to obtain clearance from the applicable offices listed on the form.

    This should be fun. Possible 19 signatures needed from Financial, Property, Legal and Security.
    May the force be with us.


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  7. #28

    Default Re: nasa1974's retirement story

    Quote Originally Posted by nasa1974 View Post
    Just got an E-mail from one of the HR Specialists here at Glenn.

    Hi Martin-

    The NSSC notified me that you will be retiring effective 5/3/12. Attached is the Employee Separation Clearance Form, NASA C-432a, for you to obtain clearance from the applicable offices listed on the form.

    This should be fun. Possible 19 signatures needed from Financial, Property, Legal and Security.

    And if someone doesn't sign

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  9. #29

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    Default Re: nasa1974's retirement story

    Quote Originally Posted by Kaufmanrider View Post
    And if someone doesn't sign

    I'm not aware of someone not getting a signature. Basically they are checking to make sure you have turned in your keys, you got your legal briefing, you don't have a Library book still out there some where. Actually I have three books still checked out that I can't find. So I have to write a memo saying I can't find them and have my supervisor sign it. Hope there isn't a fine, 2 of them were signed out in 1976. If you still have some government equipment signed out in your name it has to be turned in, etc.
    May the force be with us.

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  11. #30

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    Default Re: nasa1974's retirement story

    Quote Originally Posted by nasa1974 View Post
    Just got an E-mail from one of the HR Specialists here at Glenn.

    Hi Martin-

    The NSSC notified me that you will be retiring effective 5/3/12. Attached is the Employee Separation Clearance Form, NASA C-432a, for you to obtain clearance from the applicable offices listed on the form.

    This should be fun. Possible 19 signatures needed from Financial, Property, Legal and Security.
    That was a Royal Pain!



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  13. #31

    Default Re: nasa1974's retirement story

    Quote Originally Posted by nasa1974 View Post
    .... Sure wish I would have bought 1,000 shares of Apple in the 90's.
    Yeah, you and me and the rest of the world. [wink] But I've held AAPL since I got my IRA and it's treated me very well on average. I was a little nervous when Steve Jobs left the helm but it seems to just keep on chugging.
    "When asked if my cup is half full or half empty, my only response is that I am thankful I have a cup." -Sam Lefkowitz

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  15. #32

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    Default Re: nasa1974's retirement story

    Well this week I have to work on my Employee Separation Clearance Form, get more information on what I can do with my TSP account over the next couple of months and continue deleting items from my computer. I read an article on Social Security this morning and I am going to have to educate myself a little more on that subject. At least I have two years to work at it.
    May the force be with us.

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  17. #33

    Default Re: nasa1974's retirement story

    I'm always reading how it's best to retire around the end of the year or the beginning of the next. Did you consider the pros and cons of this?

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  19. #34

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    Default Re: nasa1974's retirement story

    Quote Originally Posted by not_too_shabby View Post
    I'm always reading how it's best to retire around the end of the year or the beginning of the next. Did you consider the pros and cons of this?
    Looking at retiring at the end of 2012, actually the 1st, 2nd or 3rd of January 2013 (I'm CSRS) wasn't an option. October 21, 2012 would have given me 42 years government service without using my sick leave. I just felt it would complicate things if I retired at the beginning of January 2013. My understanding is that once you reach 42 years you stop paying into your retirement and that money actually goes into a special account.
    The advantage of retiring at the end of the year is that you can save up all your annual leave and receive a lump sum for it. An example for me is that I can maintain 240 hours of AL on the books and if I add the 208 hours for 2012 I could have received a lump sum payment for 648 hours of AL. For me waiting until the end of the year just wasn't appealing.
    Also retiring at the end of the year, say 2012 as an example you receive another full year of pay. Then if you have all that AL saved up you could increase your overall income for 2013 and you might have to pay more taxes.
    Again for me it wasn't an option but that doesn't say it is a bad idea for someone else.
    May the force be with us.

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  21. #35

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    Default Re: nasa1974's retirement story

    Well, I got most of the signatures I need on my "Employee Seperation Clearance Form". All I have left are Medical Services and Security. I have an appointment next week with Medical Services to go over my records, the jacket is about 4' think. Security will be my last day or two to turn in my badge and keys.
    May the force be with us.

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  23. #36

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    Default Re: nasa1974's retirement story

    Quote Originally Posted by nasa1974 View Post
    Well, I got most of the signatures I need on my "Employee Seperation Clearance Form". All I have left are Medical Services and Security. I have an appointment next week with Medical Services to go over my records, the jacket is about 4' think. Security will be my last day or two to turn in my badge and keys.
    WOW! Yer gettin' really SHORT! shortshort.jpg




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