I have done several Direct Rollovers, both before I retired and after. I was always concerned about IRS disclosures that reflected the indirect rollovers. Plus, doesn’t the indirect require a 20% withholding in case you do not get the rollover done in 60 days?
What I did was rollover Traditional to Traditional. Then do the traditional to Roth in the new company (I use Vanguard, but there are lots). Seems to go very smoothly. No hiccups.
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