There is no premium service for us buy and hold types - we buy sticky pants. Time in the markets can often times be more rewarding than timing the markets. My friends do let friends buy and hold - it works fine.
Since I am sitting in the G fund and have been for most of the last two years due to being horrible at timing the market and losing money, I am considering one of the premium services. I have about 8 to 10 years until retirement and I need to start getting better than 2% returns each year. I would like one that basically gives me advise on when to stay in or get out. I tend to jump out at the wrong time only to have the market rise after I get out. Is there any one service better for my situation?
There is no premium service for us buy and hold types - we buy sticky pants. Time in the markets can often times be more rewarding than timing the markets. My friends do let friends buy and hold - it works fine.
intrepid timer and sentiment survey are probably the most active and have a good track record as far as i know
Invest in C, S, I and lose your your password. No premium service needed. Dave Ramsey recommends 80/10/10 or 60/20/20 in C/S/I respectively.
https://www.daveramsey.com/index.cfm...tItemId=125684
research them all and choose one, or more than one, that work for you. The services here are among the finest out there IMHO.
Good traders trade, bad traders write books and do talk shows. If Mr. Ramsey recommends a buy and hold approach, then why does he also state: "Even though Dave is an experienced investor, he values the advice of his own investing advisor. “I want someone in my corner every day who lives, eats, and breathes this stuff,” he said".
Yes, You Can Make 12% With Your Mutual Funds - daveramsey.com
FYI, averaging 12% outside of TSP is nothing.............in my opinion of course.
Subscriber info: Intrepid Timer Premium Talk | System Signals posted here l FAQ about email alerts l
To be honest, I would be very happy to make 12% per year. After sitting in the G fund, 12% sounds really good.
Maybe Dave's comment is coming from his advisor. 12% is better than what you get in the G fund anyway. I simply provided one of many options available without a premium service. When I first started out, I had very little money invested. Needless to say, most of ther earnings were eaten up by the premium service fees. On bad months, I actually paid out more than I took in. I suppose if you have a lot of money invested, the premium service fees won't make much of a dent.
Subscriber info: Intrepid Timer Premium Talk | System Signals posted here l FAQ about email alerts l
It looks like the premium service is about $200 a year. if I got 12% return, that would be well worth it. Is there more to it than the $200/yr.
I signed up for a Premium Service last month after trying to do it on my own. I knew nothing about the market before 2009 and have religiously followed this site. In 5 years I've done well but I feel I can do better.
I, unlike you, have 25 years to retirement so my stomach for risk most likely will be stronger than yours. The services I've signed up for have been very good at guiding me. I take that info and implement it in a way that works for me.
Try it on a monthly basis if you don't want to commit.
S&P500 (C Fund) (delayed) (Stockcharts.com Real-time) |
DWCPF (S Fund) (delayed) (Stockcharts.com Real-time) |
EFA (I Fund) (delayed) (Stockcharts.com Real-time) |
BND (F Fund) (delayed) (Stockcharts.com Real-time) |
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Yahoo Finance Realtime TSP Fund Tracking Index Quotes |
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