Thread: SteelSaving's Account Talk

You're allocation is actually

7.25G
5.25F
43C
24.25S
20.25I

https://www.tsp.gov/PDF/formspubs/LFund.pdf

You put that much effort into my numbers. Some of you scare me.

Thank you for clarifying though. I decided to stay put today... It may have been a good time to get out but I can afford to chance it.

Originally Posted by SteelSaving

You put that much effort into my numbers. Some of you scare me.

Thank you for clarifying though. I decided to stay put today... It may have been a good time to get out but I can afford to chance it.

I'm sure you already knew the difference, I just errored on the side of caution, in case you or someone else didn't know what your acutal alloation was. The L-Funds can be a bit misleading.

Welcome!
It's good for people to realize what they are actually invested in when using the L funds. In your example you find out that you are already 97.25% in equities so it's not really much of an issue that you missed a move to the S fund today. The C and I funds have been doing well recently so you can bask in the glory of recent gains! Just be sure to keep an eye out for an appropriate move out of equities to "lock in" those gains

Determining the actual allocations is very basic math. However, if you want more active control of your account you may want to stop using the L funds so you know where your money actually sits without any additional calculations.

Completely agree with both of you. The next time I move to G or F I am done with the L funds. I just haven't reached the point to go to G. Barring some incredible news this weekend if the market is up on Monday I am pulling out. Since I joined this site the market has been kind. I just started studying closely a few weeks ago so I am still on my buy and hold distribution.Thanks for all the help and advice, it really is great and hopefully more of the younger workforce finds it (and listens and learns).

I plan on 50 G 50 F tomorrow barring something incredible.

Friday is going to make things worse.

Incredible didn't happen...
50G/50F COB today.

The losses hurt but I don't see this thing turning around soon enough for me to want to keep taking these losses, would have been nice to get out last week, would have been even nicer to get out the end of the week before. I still have another IFT for later this month if I see a good entry so I can sit back and wait without necessarily missing the boat. I am also contributing 50S 25I 25C to (hopefully) buy low.

I am officially off the L funds, which I guess is my only plus...

I think Monday will be awful, I plan to buy. Bernake is going to do his song and dance on Tuesday and I think the market will come back up, not quickly.
I have the weekend to keep looking through data and read some other thoughts on what could happen so I may change my mind. We'll see...

At this point, I just have to think of where I'd be if I hadn't found this site. I took some loss but had enough last week and got out, if I hadn't taken things in my hands a few months ago, I'd be down another 10+%.
To those of you who are still in, odds are you are doing tons better then the average joe investing in TSP and they are the ones being hit the hardest right now.
Obviously you can't be perfect, but you will get your gains back.
Be patient.

Why has the F fund been following the others lately?
I know we can discuss it til we're blue in the face but it seems to be doing the oppositte of what it should be doing lately.

Originally Posted by SteelSaving

Why has the F fund been following the others lately?
I know we can discuss it til we're blue in the face but it seems to be doing the oppositte of what it should be doing lately.

Any port in a storm (looks better than everything else out there).