Page 1 of 6 123 ... LastLast
Results 1 to 12 of 67

Thread: SteelSaving's Account Talk

  1. #1

    Default SteelSaving's Account Talk

    Currently sitting at

    75 L2050
    10 C
    10 S
    5 G

    This is my buy and hold that I have yet to find a good time to completely leave or enter since deciding to be more active. I actually tried to go G yesterday but missed noon by a few seconds... ugh.
    Now today is being stupid, I am tempted to buy S but I can just see the market shooting upward this afternoon. That being said, it's not as big a hit since I have so much in L2050...
    Decisions, decisions.


  2.  
  3. #2

    Join Date
    Jul 2007
    Location
    Europe
    Posts
    7,844
    Blog Entries
    279

    Default Re: SteelSaving's Account Talk

    You're allocation is actually

    7.25G
    5.25F
    43C
    24.25S
    20.25I

    https://www.tsp.gov/PDF/formspubs/LFund.pdf

  4.  
  5. #3

    Default Re: SteelSaving's Account Talk

    You put that much effort into my numbers. Some of you scare me.

    Thank you for clarifying though. I decided to stay put today... It may have been a good time to get out but I can afford to chance it.

  6.  
  7. #4

    Join Date
    Jul 2007
    Location
    Europe
    Posts
    7,844
    Blog Entries
    279

    Default Re: SteelSaving's Account Talk

    Quote Originally Posted by SteelSaving View Post
    You put that much effort into my numbers. Some of you scare me.

    Thank you for clarifying though. I decided to stay put today... It may have been a good time to get out but I can afford to chance it.
    I'm sure you already knew the difference, I just errored on the side of caution, in case you or someone else didn't know what your acutal alloation was. The L-Funds can be a bit misleading.

  8.  
  9. #5

    Join Date
    Mar 2011
    Location
    Utah, Wasatch Front
    Posts
    918

    Default Re: SteelSaving's Account Talk

    Welcome!
    It's good for people to realize what they are actually invested in when using the L funds. In your example you find out that you are already 97.25% in equities so it's not really much of an issue that you missed a move to the S fund today. The C and I funds have been doing well recently so you can bask in the glory of recent gains! Just be sure to keep an eye out for an appropriate move out of equities to "lock in" those gains

    Determining the actual allocations is very basic math. However, if you want more active control of your account you may want to stop using the L funds so you know where your money actually sits without any additional calculations.

  10.  
  11. #6

    Default Re: SteelSaving's Account Talk

    Completely agree with both of you. The next time I move to G or F I am done with the L funds. I just haven't reached the point to go to G. Barring some incredible news this weekend if the market is up on Monday I am pulling out. Since I joined this site the market has been kind. I just started studying closely a few weeks ago so I am still on my buy and hold distribution.Thanks for all the help and advice, it really is great and hopefully more of the younger workforce finds it (and listens and learns).

  12.  
  13. #7

    Default Re: SteelSaving's Account Talk

    I plan on 50 G 50 F tomorrow barring something incredible.

    Friday is going to make things worse.

  14.  
  15. #8

    Default Re: SteelSaving's Account Talk

    Incredible didn't happen...
    50G/50F COB today.

    The losses hurt but I don't see this thing turning around soon enough for me to want to keep taking these losses, would have been nice to get out last week, would have been even nicer to get out the end of the week before. I still have another IFT for later this month if I see a good entry so I can sit back and wait without necessarily missing the boat. I am also contributing 50S 25I 25C to (hopefully) buy low.

    I am officially off the L funds, which I guess is my only plus...

  16.  
  17. #9

    Default Re: SteelSaving's Account Talk

    I think Monday will be awful, I plan to buy. Bernake is going to do his song and dance on Tuesday and I think the market will come back up, not quickly.
    I have the weekend to keep looking through data and read some other thoughts on what could happen so I may change my mind. We'll see...


  18.  
  19. #10

    Default Re: SteelSaving's Account Talk

    At this point, I just have to think of where I'd be if I hadn't found this site. I took some loss but had enough last week and got out, if I hadn't taken things in my hands a few months ago, I'd be down another 10+%.
    To those of you who are still in, odds are you are doing tons better then the average joe investing in TSP and they are the ones being hit the hardest right now.
    Obviously you can't be perfect, but you will get your gains back.
    Be patient.

  20.  
  21. #11

    Default Re: SteelSaving's Account Talk

    Why has the F fund been following the others lately?
    I know we can discuss it til we're blue in the face but it seems to be doing the oppositte of what it should be doing lately.

  22.  
  23. #12

    Join Date
    Oct 2007
    Location
    Occoquan, VA
    Posts
    2,423

    Default Re: SteelSaving's Account Talk

    Quote Originally Posted by SteelSaving View Post
    Why has the F fund been following the others lately?
    I know we can discuss it til we're blue in the face but it seems to be doing the oppositte of what it should be doing lately.
    Any port in a storm (looks better than everything else out there).
    "All the prophets of Doom, Can always find room, In a world full of worry and fear..." - Protest Song, Monty Python

  24.  
Page 1 of 6 123 ... LastLast

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
SPY (C Fund) (delayed)
SteelSaving's Account Talk
(Stockcharts.com Real-time)
DWCPF (S Fund) (delayed)
SteelSaving's Account Talk
(Stockcharts.com Real-time)
EFA (I Fund) (delayed)
SteelSaving's Account Talk
(Stockcharts.com Real-time)
BND (F Fund) (delayed)
SteelSaving's Account Talk
(Stockcharts.com Real-time)

Yahoo Finance Realtime TSP Fund Tracking Index Quotes