Thread: Bquat's Account Talk

Top of the Midterm channel seems to be holding. Is the weakness starting to show up as we reach the top of the rectangle:

Originally Posted by Bquat

Top of the Midterm channel seems to be holding. Is the weakness starting to show up as we reach the top of the rectangle:

Weaker day and we are slightly unembedded and can re-embed tomorrow. The worst of it is we closed at the low today which is a big change in the market character:

Originally Posted by Bquat

Weaker day and we are slightly unembedded and can re-embed tomorrow. The worst of it is we closed at the low today which is a big change in the market character:

Remember we need to get back up above the red line to re-embed. I think around +0.25:

Bquat, I know you have been here for awhile so I wanted to pick your brain. What is the best strategy when you run out of trades for the month. Is it best to leave a little in some funds on your last trade so you have the option to level up at least a little through out the rest of the month. I'm kind of finding myself that way today. I want to be safe for now but also want the option to do something even if it is little moves should the market rise. I dropped 1% in every fund and the rest the the G hoping I can make level up moves as needed. Anyway has there been any strategy talked about on here that you know of.

There has been some that have used the round up or down multiple times doing less than 1 percent trades. I don't think anyone does this anymore. It is very intense work for little gains. I think some did it because they could on just principle. Might check site for daily interfund transfers. Check with a moderator like Nnutt or Tom.

I thought that 'they' started counting the fractional, less that one percent, moves against the two moves per month. Previously, we could make as many less than one percent moves as a person wanted.

Originally Posted by Bquat

There has been some that have used the round up or down multiple times doing less than 1 percent trades. I don't think anyone does this anymore. It is very intense work for little gains. I think some did it because they could on just principle. Might check site for daily interfund transfers. Check with a moderator like Nnutt or Tom.

I thought after you have already made 2 trades in a month the fraction moves didn't count as trades and you could round up or rebalance. I was thinking now that they tossed in the new Lfunds you could actually drop 1% in each give you 14% invested and 86% in the G. If all those funds even moved up a fraction you could then round all of them up to 2% each thereby giving you a total of 28% invested. If the they rose again you could do the same rounding to 3% and be 42% invested. Within a couple weeks (If all the funds increased) you could be almost back to 100% invested. True some of the L funds are already toward the safer end and you may not make much but the new ones such as 2045, 2055, 2060 and 2065 seem to be fully invested so in a way you are investing in the C, S, and I. They have little to no G and F. Before they created those additional funds we were limited but now they are offered, it seems logical that you could use them along with the C, S, I, to your advantage should you be using your last trade of the month and want to leave the option to keep investing. Hopefully that makes sense. Thoughts?

I've made a very cautious pull back to the G. Things are looking odd to me, at once it looks like both a top is forming and positioning to either climb or drop. if i'm wrong, at least i didn't loose money and there will always be another entry point. i do hope the best for everyone elses trades however you decide to go.

Originally Posted by quabit

I thought after you have already made 2 trades in a month the fraction moves didn't count as trades and you could round up or rebalance. I was thinking now that they tossed in the new Lfunds you could actually drop 1% in each give you 14% invested and 86% in the G. If all those funds even moved up a fraction you could then round all of them up to 2% each thereby giving you a total of 28% invested. If the they rose again you could do the same rounding to 3% and be 42% invested. Within a couple weeks (If all the funds increased) you could be almost back to 100% invested. True some of the L funds are already toward the safer end and you may not make much but the new ones such as 2045, 2055, 2060 and 2065 seem to be fully invested so in a way you are investing in the C, S, and I. They have little to no G and F. Before they created those additional funds we were limited but now they are offered, it seems logical that you could use them along with the C, S, I, to your advantage should you be using your last trade of the month and want to leave the option to keep investing. Hopefully that makes sense. Thoughts?

I see no reason why this wouldn't work. I had not thought of it before, so glad you made this comment. And yes, you're first two moves of the month count, whether they are less than 1% or not.

Bquat, I apologize for hijacking your thread. I just knew you have been here for awhile so are very knowledgeable.

FYI my theory seems plausible. When I posted Thursday 10 June I made my 2nd TSP transaction of the month by leaving 1% in all funds and 86% in the G. That was Thursday so I had to wait until the close of business Friday to see if any of the funds had risen. As you can see, 8 of those funds did rise to 1.01%. For the funds that rose by .01% I am able to round them up 2% and TSP allowed me to submitted the request. As you can see in the picture, TSP did not come back and tell me I had already made 2 transactions so this trade will take place 14 June (it is the weekend). So it seems that in a couple of days I will have increased my investment by 8% even though I am out of trades this month. Come Monday COB my total investment will have risen from 14% to 22%. Had more funds went up by at least .01 my increase could have been even more however, since this is rebalancing I should be able to increase again any fraction of a percent again come Wednesday (if the market gains). I understand that there were those that did this before however there weren't as many funds so it was kind of useless. Now with the additional L funds just maybe it might be worth looking at again should you be out of trades.

Also note that the majority of the funds that increased are the new L funds because the share prices are so low right now that it doesn't take much to move them and also remember those L funds that terminate years from now, are still highly invested in the C, S, and I so they move more.

Bquat, Again I apologize for hijacking your thread I just wanted to post that the theory does seem plausible.

Could you apply quabit's process and do this in the inverse? Could you "dollar cost average" every day by rebalancing to the same settings so that when one fund dips, you add more to it and as they increase, you sell off the increase?