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Thread: PessOptimist's Account Talk

  1. #493

    Join Date
    Aug 2011
    Location
    Mississippi
    Posts
    445

    Default Re: PessOptimist's Account Talk

    Quote Originally Posted by PessOptimist View Post
    Went 100% G fund in October to see what would happen during and after the election. I saw. As usual when to put my small amount back in to stocks becomes a problem. I wouldn’t mind increasing the TSP balance at all but the goal I set was to accept the balance I had when I retired and try to keep it the same after withdrawals. So much for that. Now it’s mid February. I am contemplating putting 10% back in to S fund and see what happens. I may need to hold my nose and shut my eyes and just let it ride.

    Any comments please.

    PO

    I have a hard time addressing someone else's fear. So, I'll just say that the market has obviously been trending upward since about mid-March of 2020, so much so that one guy on the tracker made a 103% return last year. However, during that time there was plenty of times that I was fearful of being fully invested with 100% of my account. Because of that fear, I ended up with a 43% return. So, I suppose the points I want to make are:

    1 - fear is not a bad thing
    2 - you have to be in it to win it
    3 - look for the trends
    4 - if you find yourself risking it all, be content with a smaller monthly gain (it can really add up over a years time)
    5 - fear can keep you out of the market completely, as you know, or it can cause you to abandon a trend early, like me (but I still made some good gains)
    Scott Harrison
    Senatobia, MS

  2.  
  3. #494

    Join Date
    Oct 2008
    Location
    Stinking desert valley of bad air quality, AZ
    Posts
    2,906

    Default Re: PessOptimist's Account Talk

    Whoohoo! An up day. Now all I need is about 1.56% to get back to where I was when I bought that paltry 10% S fund on 25 Feb. As stated you gotta be in to win. I wasn’t in the last quarter or 20 and two months of 21. Yuck.

    No real harm yet but this money is part of the retirement three legged stool.

    PO

  4.  
  5. #495

    Join Date
    Apr 2008
    Location
    Cleveland, Ohio
    Posts
    10,688

    Default Re: PessOptimist's Account Talk

    Good Luck PO
    May the force be with us.


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SPY (C Fund) (delayed)
PessOptimist's Account Talk
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PessOptimist's Account Talk
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PessOptimist's Account Talk
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