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Thread: PessOptimist's Account Talk

  1. #397

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    Default Re: PessOptimist's Account Talk

    Quote Originally Posted by Scout333 View Post
    Warning from an old retiree Its really easy to get your days and nights mixed up. Stay up all night watching old TV shows and sleep all day. Not that great for your health! But you get to decide not Uncle Sam!
    Perhaps other household members get a say in the decision?

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  3. #398

    Default Re: PessOptimist's Account Talk

    Quote Originally Posted by PessOptimist View Post
    Perhaps other household members get a say in the decision?
    Of course, SO always gets a say! Seems staying up all night used to be a lot more fun! LOL

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  5. #399

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    Default Re: PessOptimist's Account Talk

    Is the bottom in? Will it break to the upside? Will I get back to the high balance for the year? No telling.

    About 30 work days left. Getting excited and a bit frustrated. Not getting all the inputs to all the projects done, people seem to be asking for more tutoring about stuff. A project I thought was completed has popped up again, seems someone promised something without telling the people who fulfill the promise. Typical. My immediate boss had a talk with me today. Said I wasn’t going to get it all done so just make sure what info I have is available and prep for leaving. Settled me down some.

    Got home after the usual 50 minute 15 mile commute and fired up the lap top. It seemed to start real quickly. It had also been moved and was dust free including the keyboard. No wifi connection. Hmmm. Cleaning service was here today. Check the cable modem and router. Yup, shiny clean. All lights on steady, no blinking. FWIW to anyone, instead of powering down modem and router I disconnected the network from the modem to the router. Router showed connection down. Reconnected cable and router started looking “normal” port lights blinking. Powered down laptop and powered back up. Took the normal time to boot and get all the windows stuff going and had a wifi connection. I suspect that the lap top was turned on during the dusting and was in sleep mode. I suspect power was interrupted to router or modem during dusting and immediately restored not allowing normal DHCP or other startup stuff to happen. Great to have clean equipment! I hate having to do stuff like this on week nights. Eats in to the time I should be reading emails, packing lunch and eating.

    Good luck to everyone and I hope the market comes up some more and starts a sideways movement. I fear the gains of earlier this year will not happen again soon. No loss is better than big loss.

    PO

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  7. #400

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    Default Re: PessOptimist's Account Talk

    Yuckeeesssh this market sucks. Almost makes me want to listen to Cactus about not retiring. Almost. Need to get that 16% out of the C fund but at what cost? It may be below 16% after today. 23 workdays and 42 calendar days left until I am unemployed.

    Stopped by the local HR person's office today. She was out. Her admin assistant checked her list and found I wasn't on it. I submitted the paperwork to the mercenary HR retirement people, told all of my chain of command but turns out my local HR office is "out of the loop". The admin promised she would create a checklist for out processing and email it to me. I need to start working on that this week.

    Good luck with your investments.

    PO

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  9. #401

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    Default Re: PessOptimist's Account Talk

    I'm beyond committed to retiring on 12/31...will likely take that final day off (hopefully to head to the Rose Bowl ) so like you I have 22 work days left, assuming POTUS gives us 12/24 off. I'll finish the year with 380 hours of annual leave, and 2250 hours of sick leave to be applied to my CSRS time and FERS time, giving me a total of 35 years and 9 months. My pension will equate to 38.6% of my high-3 thanks to the little boost from my CSRS years.

    Nobody has offered up a checkout checklist for me yet, but I know it exists so I need to ask soon. My replacement has been hired finally, but won't start until 12/23, and will be on leave that week, meaning her first day in the office will be on 1/2/19...my position requires lots of turnover/training...so nice planning! I'll be able to meet with her for much of December though thanks to the DOD office where she come from being a good sport, and just a few blocks away from my office. One thing I've done to complicate my exit is that for the first time in decades I'm changing health insurance. I'm switching to the new BCBS Focus plan since it looks like it will save my wife and I a TON of money, over $100/month. But HR said I can't make the switch online due to my retirement and have to use the old fashioned SF 2809 form and have OPM process it...so I've turned that in, and OPM will process it as part of my package, at glacial speed no doubt.

    As for the markets, argh, this is what Jim Puplava on financialsense.com has been screaming about recently in his podcasts, don't get hurt by "sequential risk" right before retirement...taking a 10% or more whack in the months before retiring wasn't in the plan, but I'll deal with it. Fortunately we will have a pretty good income stream outside of the TSP so it's not the end of the world for me. Not fun though watching it melt away though. There's lots of divergences present now that "should" kick off a big rally as soon as tomorrow, but what "should" happen hasn't stopped the stampede of panicked sellers lately. The Fed needs to speak up soon and stop this or it could just all-out collapse I'm afraid.

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  11. #402

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    Default Re: PessOptimist's Account Talk

    Happy Thanksgiving everyone. Sounds like everyone has a plan including the turkey chillin.

    We are cooking a turkey breast tomorrow and SO insists we must have green bean casserole, yams and mashed potatoes. Just the two of us. My suggestion of turkey loaf mixed with stove top stuffing and cranberry on the side was rejected. Likewise turkey hot dogs. The turkey loaf is really good and has all the tastes you expect if served with the cranberry sauce and bashed taties.

    Enjoy the day.

    PO

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  13. #403

    Default Re: PessOptimist's Account Talk

    Quote Originally Posted by PessOptimist View Post
    Happy Thanksgiving everyone. Sounds like everyone has a plan including the turkey chillin.

    We are cooking a turkey breast tomorrow and SO insists we must have green bean casserole, yams and mashed potatoes. Just the two of us. My suggestion of turkey loaf mixed with stove top stuffing and cranberry on the side was rejected. Likewise turkey hot dogs. The turkey loaf is really good and has all the tastes you expect if served with the cranberry sauce and bashed taties.

    Enjoy the day.

    PO
    Green Bean Casserole is heavenly! PessOptimist's Account Talk Happy Thanksgiving to you and yours!

    Sent from my XT1585 using TSP Talk Forums mobile app

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  15. #404

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    Default Re: PessOptimist's Account Talk

    It’s not a loss until you sell it the saying goes. What to do, what to do? Getting tired of seeing the TSP balance go down. Not a catastrophe so far but disheartening.

    Monday should have been my last ever contrition to TSP. Time to move it all to G fund maybe. BUT C fund has lost so much since October I would hate to do that.

    For now, I will just sit it out.

    Where are the 12/21 share prices? It’s after 8PM EST. Did they give the computer app early release today?

    While I was typing this, they did update the share prices for today. Yuck. Lost more this month than I paid for the car I am currently driving.

    Many of you have lost much more. Best of luck!

    Merry Christmas and Happy New Year.

    PO

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  17. #405

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    Default Re: PessOptimist's Account Talk

    I hope you were in for today.
    50% S, 50% C 06 Mar, was 100% G; 80% S 20% C COB 08 Jan '24; 100% G COB 14 Nov; was 100% C COB 31 Oct (Boo!); was 100% G COB 12 Oct; was 50% C, 50% S COB 22 Jun; Life is good!


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  19. #406

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    Default Re: PessOptimist's Account Talk

    The usual 15% was in C. No time to try to play right now.

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  21. #407

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    Default Re: PessOptimist's Account Talk

    What's all the euphoria about? Up is better than down, true but...S&P 10 to 12-18.PNGS&P 12-27-18.PNG
    PO

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  23. #408

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    Default Re: PessOptimist's Account Talk

    Congrats on your retirement PO; I was out the door yesterday as well.
    Now I wonder how long it will take to sink in that this is something much better than just a long vacation.
    I'll post updates on how my retirement benefits progress on my thread. Mine is complicated by having both CSRS and FERS components, but hopefully that doesn't delay things and it all get finalized by 5/1 or 6/1.

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