1) I wanted to share this in case someone else is in a similar position: Every Sep for the past couple of years I look at my TSP contributions to make sure I don't go over the max and every year due to my slowly rising base I end up cutting a little out of contributions in Sep.
2) Now the rule in my household is don't mess with the bi-weekly check amount (unless it is going up) that is what the budget is based on.
3) This year I turn 50.
4) Today when I did my review, I had to drop my percentage but I put the dollar amount in catch up funds. That puts an extra $1200 into my account by the end of the year, I won't lose any matching funds and doesn't change the pay check.
Some may ask why I am just not doing the max $5000 catchup that I am eligible for and my answer is private college. My daughters school gets it for 3 more years. Anyway I wanted to share in case someone else couldn't figure a way to do some extra catch up contributions.
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