Here is the bottom line for my experience during this market:
10/9/07 My TSP account peaked as did the C fund and I had "X" number of shares.
From then until until April 08 I DCA'd without knowing that was what it's called.
April 08 - Oct 01 2008. I continued to contribute and made a small gain overall during this period about 4% using the IFT limits.
10/1/08 on, due to losses I am DCAing again until price rises. I have 20% less dollar value in my account than I did in Oct 07 but I have
16% more shares. So when the market recovers and it will; I will be better off overall. Be proud Birch I'm learning.:toung: Calcs like this make me feel more comfortable about my declining balance because I am increasing shares and I will contribute the max 20,500 by the last payday this year. Hope this helps, it helped me doing the calcs.
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