Thread: James48843 Account Talk

I think it depends on how old you are. It is my understanding that if you are under 59.5 years old when you retire, you can make withdrawals from TSP with no 10% penalty which is not true for IRA. Also, some people are leaving their immediate needs (cash for next five years) in TSP to take advantage of G or L income funds?

Originally Posted by Happy_Trails

Not seeing any huge advantage to leaving my account in the TSP after retirement.

So, what are the huge advantages of the grass is always greener on the other side theory. If it is, then by all means, go for it. You, and only you, know what's best.

Originally Posted by Boghie

Honestly, and I think everybody here agrees:

Why the heck is there are arbitrary cutoff time in the middle of the day (for east coasters, the morning for west coasters) to trade an IFT?

If I want to trade in my personal brokerage account the cotoff time is THE MARKET CLOSE - not some rando time in the middle of the day. Why not regulate the days we can trade. Maybe use the last digit of your SSN. Mine ends in 9, so I can trade on the 9th, the 19th, and the 29th - but, are forbidden to trade any other day by some slugs decree. So, sayeth some dude with a long and exuberant title sitting on a throne at the top of a mountain.

Government workers they want to get all the moves made before the end of the day otherwise they got to stay late...


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I will be 60 soon. I wish TSP allowed you to choose the fund you want to take withdrawals from. Most if not all other companies let you choose where you want to withdraw funds from rather than taking the funds out equally from whatever funds you are holding. Many companies are just as cheap now as TSP. And of course, there is the random IFT limit wit TSP. Also, way more investment options outside of TSP to choose from as well.

Exactly!!

Moving to:

C= 55%
S= 30%
I= 15%

Just for a little diversification. C-o-b tomorrow. (Friday).

JUST AN fyi-

Something is strange this week. My nonTSP portfolio, which includes some "normal" stocks, is acting a little strange. Stocks that normally have been doing very well, have sagged a percent or two the last couple of days. Not sure what that means, other than to say it's not the normal variations I see.

Keep a close eye on things. I don't know what it means, but it means to pay close attention. Could be good, could be bad. I'm going to be watching closely today to see where things go/.

Good luck.

Ok- got a bad feeling going on. Not the usual feeling- different.

Thinking we are about to have a drop. I am thinking hard about moving to safety today. Must decide before noon.

ok- so I see Bulllit posted that the Hindenberg Omen has returned with a vengeance- three solid hits last week. That's grabbing my attention. Rising interest rates have started. And the rise in Covid tells me that the next month is not going to be pretty. I'm expecting a sizeable down tick in the next several weeks.

If I am wrong and nothing happens, no problem.

But if it does tank- there will be a better place to buy back in later. I'm going to move to safety (50% G, 50% L income) and wait and see what happens for a while.

Enjoy your day.


I'm thinking TODAY will be higher. Next couple of days will be mixed, and the POTENTIAL for a big downside by the end of this week , or into next.

P.S.- take a look at KRAFT-HEINZE (SYMBOL KHC) today.
I 'm thinking it's a KETCHUP SIGNAL - down about 6% in this morning pre-market move. It means I'm going to check grocery sales.


If KRAFT sales are down year-0over year, that's not a good sign. Go buy some Macaroni and Cheese, and a bottle of Ketchup, and let's see what the Ketchup indicator does.

I’m greedy. Just moved everything back into stocks effective close of business tomorrow. Going 50% =C, 35% =S, and 15% =I fund.

Hindenburg still scares me. But you only live once, right?

Originally Posted by James48843

I’m greedy. Just moved everything back into stocks effective close of business tomorrow. Going 50% =C, 35% =S, and 15% =I fund.

Hindenburg still scares me. But you only live once, right?

I may jump in as well.