Thread: James48843 Account Talk

Oh what the heck. That “C” fund tail down below tells me to take a chance.

Moving all in to “C” fund today. Good luck!


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Was almost going to follow suit...you can't go wrong jumping back in when it puts you several percent above the indices, namely the top one (C should be approx 14% YTD if things close near current levels).
Your AutoTracker says 15.48 YTD, you could be in the top 10 by COB. FYI though I don't see your name on the 2021 Tracker chart???

Originally Posted by James48843

Oh what the heck. That “C” fund tail down below tells me to take a chance.

Moving all in to “C” fund today. Good luck!


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I'm camping 50% in G/F. That is very conservative for me. Only in times like 2001/2003 and 2008 have I held more G/F. I'm not a swinger

I'm not thinking this is 2007/2008/2009 again, but I am thinking folks are/will adjust to higher taxes, more regulations, and less energy. I don't think those factors drive my retirement fund in the direction I want. However, if the 'market' overcorrects by 20%+ or so I will have that nice fat 50% camping G/F to reinvest near the bottom. I should limit losses to a mere 10% or less with this allocation.

I'm not a swinger, but this little social gathering seemed a bit off and the excitement a bit frothy...

I mean when you can tip the with bitcoin I think things have gone too far

Originally Posted by FireWeatherMet

Was almost going to follow suit...you can't go wrong jumping back in when it puts you several percent above the indices, namely the top one (C should be approx 14% YTD if things close near current levels).
Your AutoTracker says 15.48 YTD, you could be in the top 10 by COB. FYI though I don't see your name on the 2021 Tracker chart???

I went wrong in October 2008

1. I was up 7%, moved to C/S/I
2. The market dumped 8% that day
3. And, then dumped another 8% the next

I was out COB on that second day - that was my earliest IFT transaction time.

So, I went from +7% to -9% in the time it took to make one back-out IFT.

I don't think this is a full blown panic, but it ain't a great time to be fully invested. Just guessing.

Originally Posted by FireWeatherMet

Your AutoTracker says 15.48 YTD, you could be in the top 10 by COB. FYI though I don't see your name on the 2021 Tracker chart???

I’m there, but you have to be a premium subscriber to see my results and positions. I’m happy as long as I can beat the best performing find each year. I’m doing that as of tonight, I think.

Dang.

Apparently I missed the cutoff at noon, by seconds. TSP is telling me my IFT won’t be effective until close of business Tuesday, not Monday. I literally clocked the button at 11:59 and :50 seconds, and it did not cycle through until :10 seconds later. Missed what I think would have been a $10 k bounce up tomorrow.

So now I gotta sit down and watch carefully up until noon tomorrow, just in case something changes, and I decide NOT to jump back in tomorrow.

Sigh- a minute too slow…


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Sorry James…that is frustrating news to hear. I’m on the fence but leaning more in the direction this is just a start of large swing moves. Need to go to the charts to decide now. Tough though with outside world news influencing the charts.

Ugh...

We are all getting old and slow. Me faster toward old and slow than others

I'm glad I'm not moving stuff around. I'm still invested about 1/2 in the market. I should be able to handle a decent downturn - that is, I should be able to make a move in the time a 50% equities holding allows. But, it also means I catch a decent chunk in days like today. So far the summer has just been a washing machine - which it normally is...

I'll probably go about 70% invested in November. My current allocation lets me survive the summer washouts - and, lets me survive my political bias when I should be ignoring my political bias in market investing.

Originally Posted by James48843

Dang.

Apparently I missed the cutoff at noon, by seconds.

Ugh! So ridiculous! I understand programs are 1's and 0's and there's no in between, but come on. Why would entering an IFT at 11:59:59 and 12:00:01 take an extra 24 hours for the latter? There needs to be more leeway, and more time for us to make these decisions!

Honestly, and I think everybody here agrees:

Why the heck is there are arbitrary cutoff time in the middle of the day (for east coasters, the morning for west coasters) to trade an IFT?

If I want to trade in my personal brokerage account the cotoff time is THE MARKET CLOSE - not some rando time in the middle of the day. Why not regulate the days we can trade. Maybe use the last digit of your SSN. Mine ends in 9, so I can trade on the 9th, the 19th, and the 29th - but, are forbidden to trade any other day by some slugs decree. So, sayeth some dude with a long and exuberant title sitting on a throne at the top of a mountain.

Not seeing any huge advantage to leaving my account in the TSP after retirement.