Thread: nasa1974's Account Talk

Originally Posted by Aule Mar

In this market I don't think there any analysis that is going to make any sense. People have lost too much money, and they are trying to get it back. As soon as the market goes up, for one maybe two days, there profit taking. Folks are not interested in the long haul, Its “I want my money back now attitude” by way too many traders. So If you can’t buy and sell every 3 to 4 days (like us TSPer’s) your going to loose.

I agree. The FRTIB has forced us TSPer's to either follow their "Buy and Hold" mentality (and lose large sums of money) waiting for a more sensible market or sit in "G" and stagnate. That and the fact is that the market today does not follow any trend or analysis. Tried and true rules of buy and sell have all but disappeared and have been replaced by panic selling, new highs on bad news and new lows on good news. AAAAAHHHHHHHHH!!!!!!!!!

Sorry folks I have been a little lax in reporting on my Buy and Hold vs. <1% strategies. End of 2nd quarter almost upon us. I will update my spreadsheet and share sometime after July 4th.

To many things to talk about and can't decide where to start. I think I might jump back to G today. Not comfortable with the weekend coming up and July just hasn't shown a real positive spin for the last ten years. Lots of folks talking about a big leap in the market heading into July but then a retracement to new lows. I think the garage is looking pretty good. More than likely I will leave 5% in the funds to play the <1% game. Having a tough time making up my mind. gggrrr!!!

Made my second IFT for the month (10,20,40,30 F,C,S,I). It's only money, not a lot of money but what the heck. No Guts No Glory. Felt unsure this morning and July has a bad history but checking numbers and some web sites and reading the MB I decided to go into next week and keep my fingures crossed.

thats what I did last week before I moved to GF. I think if you missed the March rally, its better to just spread the money like you did.., because I think this market will just move sideways for very long time.. I think the bears are there and they are working hard to see the market drop, but the govt PPT wont let it..

Thanks DC. I sure have made more bad moves than good the last few years. And I sure do not know what is going to happen now. But if I am lucky over the next couple of days I will be even for the year. I think the next ten days will tell all. Good luck everyone.

There is an interesting convergence this week. End of month, start of summer (typically light trading), end of second quarter and a short week. Pull the seatbelt tighter because it is going to be one kind of ride.

Well the last day of the month was a little disappointing. Of course June kind of stunk anyway. Not to jinx the day but July is starting strong, but I feel it will be short lived. July might be similar to June.
Finished the first quarter at a -9.94% but the second quarter proved to be very nice to me at 7.22%. I finished the first half at a -3.43%. If June would have been as strong as April and May I might have broken even or moved to the positive side of the Force. I guess I will have to keep my fingers crossed for the first few days of July.
I hope to have my spreadsheet complete over the weekend to show the second quarter and first half results of Buy and Hold vs. <1%. The results so far have proved to be interesting.

Come on everybody. We need to jinx the day. All funds down 2% plus.
Maybe if we talk about how the market needs a correction it might head to the postitive side of the Force just to prove us wrong.

Well I got all my numbers together in my Excel spreadsheet. I hope I did the calculations correct. I will attach the different accounts and if somebody smarter than me sees any mistakes let me know.

OK this is what I did. I started six accounts with $100,000.00 each in January: a <1% account and five Buy and Hold accounts; 85,5,5,5,5 (GFCSI), 30,35,35 (CSI), 100% C, 100% S and 100% I.

I started the <1% account with 85,5,5,5,5 percentages in (GFCSI). I am not an F fan so I kept the F fund around 5% while I increased the CSI funds using the <1% option and using the G fund to purchase additional shares. By the end of June my percentages looked like this: 11.67, 4.89, 28.02, 27.37 and 28.05. The account totals as of the end of June are:
<1% $109,524.99
85,5,5,5,5 $101,699.43
30,35,35 $103,466.49
100% - C $100,095.65
100% - S $105,366.06
100% - I $104,456.22

I have to say this. Making a decision for the <1% option is not a perfect science and there has to be some error points. The Buy and Hold numbers are pretty rock solid (as long as my starting calculations where correct).

The attachments will follow in the next post.

Enjoy the reading.

Here are some of the attachments. Next group to follow.