That would sure be nice if they eliminated WEP, but I doubt it happens. I fall under WEP and have to work until March of 2019 (or the very end of 2018 if I don't use any leave in 2018 and get that maximum lump sum annual leave check which would count toward 2019 income) to get my 30th year of "substantial earnings" paying into social security...that would be 2-3/4 years beyond when I'm eligible to retire (this coming June). If I retire sooner than early 2019 my SS (and my wife's since she will get half of mine) will be permanently reduced. Seems so unfair considering I've been paying into it at the max level for so many years and the tiny bump in my CSRS portion of my annuity doesn't seem to justify the cut to my SS benefits. Argh.
The market just can't maintain any upward momentum. One of my gurus predicted a peak yesterday then another big downdraft into February...that seems to be imminent in my opinion. A close below 1851 tomorrow would also predict dire consequences per that Demark article I linked a few days ago, I think...
Seems like S&P 1875 or so is the line in the sand we have been holding.
100 G
RSI - Relative Strength Indicator DMA - day moving average
100 G
RSI - Relative Strength Indicator DMA - day moving average
It's a rip off, what $27 more a month for Self+1 but only $7 less than Family? ;swear
I always figured Self+1 would not be cheaper for us government workers because we get to carry our health insurance into retirement. Sure, when you're younger you have all the kids using your health care, but when you are older and the kids are gone you and your spouse end up using a lot more of it. I always figured it evened out in the end and now it looks like it does.
Allocations as of COB Dec 28 : 100% S. | Retirement Date:Dec 2025
Past Returns: 2020 31.85%,2019 27.97%,2018 -3.36%,2017 13.10%, 2016 -1.79%, 5Yr Avg 12.61%
Luckly congress blocked the premium health care tax. Even veterans would have had to pay.
Don't bias your charts. Show support and resistance. My comments and charts are not trading recommendations.
Yes but look what else kicked in January 1, 2016 thanks to Obamacare...;swear
- Medicare tax went from 1.45% to 2.35%
- Top income bracket went from 35% to 39.6%
- Top income payroll bracket went from 37.4% to 52.2%
- Capital gains tax went from 15% to 28%
- Dividend tax went from 15% to 39.6%
- Estate tax went from 0 to 55%
- A 3.5% real estate transaction tax was added.
And Hillary Clinton says she will continue the Obama policies if elected...Bet she's not lying about that one!
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Whoa ... Estate tax went from 0 to 55%
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