That's TSP only and is my preferred allocation.
There's no need for additional bond funds since F and G capture the entire bond market.
Do you mean your TSP is 65/35, that is, you have 35% in F (or G) ? TSP is my only investment, but it seems like there aren't a lot of good bond choices in TSP...
That's TSP only and is my preferred allocation.
There's no need for additional bond funds since F and G capture the entire bond market.
Still 65/35 in TSP.
The US is trapped in low interest rates and will have a near impossible time pushing rates over 2% without causing a recession. Raise rates now only to lower them again some day. Thanks to technological advances, deflation is the real looming threat.
The media has been calling the 60/40 portfolio dead for years and for years they have been wrong. The fear is that "high interest rates" and "inflation" will kill all bonds and mortgages, but when have predictions ever been right, especially when the predictions are front page news?
It's the things that nobody is expecting that really move the needle (think COVID, Lehman), and they are impossible to plan for. Diversification remains the only smart way to play it. Looking forward to what alternative offerings will be available when TSP opens up their fund selections in 2022.
S&P500 (C Fund) (delayed) (Stockcharts.com Real-time) |
DWCPF (S Fund) (delayed) (Stockcharts.com Real-time) |
EFA (I Fund) (delayed) (Stockcharts.com Real-time) |
BND (F Fund) (delayed) (Stockcharts.com Real-time) |
||
Yahoo Finance Realtime TSP Fund Tracking Index Quotes |
Bookmarks